农业价值链融资模式的分析

发布时间：2018-07-28 15:26

【摘要】：“三农”问题关系到我国改革发展稳定的大局,是我国经济发展的重中之重,推进农业现代化也成为“十二五”时期的一项重大任务。金融是现代经济的核心,农村经济的发展离不开农村金融的发展。但是,长期以来,融资难是制约我国农村经济发展的瓶颈。因而,加快推进农村金融改革成为解决“三农”问题的核心之一。我国通过降低农村金融市场准入门槛,增加农村金融供给等政策,在一定程度上缓解了农村金融市场的供需矛盾,但并未解决信息不对称问题,依然有大量的农户和农村中小企业存在严重的资金短缺,极大的阻碍了农村经济发展。因此,如何解决农户和农村中小企业融资难已成为政府和理论界极为困惑并极力探寻的问题,本文将从农产品价值链融资模式视角来探讨我国农业融资问题解决的新思路。本文首先介绍了研究背景,分析了国内外关于本题的研究现状,总结出选题的意义。第二章介绍了农业价值链融资的相关理论,提出可以以农业价值链融资的方式来解决农业融资难的问题,分析了农业价值链融资的架构与运行机制。第三章分析了农业价值链内部融资、价值链外部融资、价值链内外部相结合融资模式,从融资特点,运行机制等方面探讨这三种融资模式。第四章研究三种价值链融资案例,分别对应上述三种融资模式,比较各自优劣势,以期找出综合三种模式优点的融资模式。第五章从我国农业金融体系建设,增强农业龙头企业实力,增加政府支持力度,开发适合农业价值链融资的金融创新产品和服务角度,提出发展我国农业价值链融资的政策建议。综上所述,农业价值链融资是增加农民收入,实现农业产业化,发展农村金融的一种非常有效手段。
[Abstract]:The issue of "agriculture, countryside and farmers" relates to the overall situation of the reform, development and stability of our country, and is the most important part of our country's economic development. Promoting agricultural modernization has also become a major task in the 12th Five-Year Plan period. Finance is the core of modern economy, the development of rural economy is inseparable from the development of rural finance. However, for a long time, the difficulty of financing is the bottleneck restricting the development of our country's rural economy. Therefore, speeding up the rural financial reform has become one of the core of solving the problem of agriculture, rural areas and farmers. By lowering the threshold of rural financial market access and increasing the supply of rural finance, China alleviates to a certain extent the contradiction between supply and demand in rural financial markets, but it does not solve the problem of asymmetric information. There are still a large number of farmers and rural small and medium-sized enterprises have serious shortage of funds, which greatly hinders the development of rural economy. Therefore, how to solve the financing difficulties of farmers and small and medium-sized enterprises in rural areas has become a very puzzling problem for the government and the theoretical circle. This paper will explore a new way to solve the problem of agricultural financing from the perspective of the value chain financing mode of agricultural products. This paper first introduces the research background, analyzes the domestic and foreign research on this topic, summarizes the significance of the topic. The second chapter introduces the related theories of agricultural value chain financing, puts forward that we can solve the problem of agricultural value chain financing in the way of agricultural value chain financing, and analyzes the structure and operation mechanism of agricultural value chain financing. The third chapter analyzes the agricultural value chain internal financing, value chain external financing, value chain internal and external combination of financing mode, from the financing characteristics, operating mechanism and other aspects of the three financing models. The fourth chapter studies three value chain financing cases, respectively corresponding to the above three financing models, compare their advantages and disadvantages, in order to find out the advantages of the three modes of financing mode. The fifth chapter from the agricultural financial system construction, strengthens the agricultural leading enterprise strength, increases the government support dynamics, develops the suitable agriculture value chain financing financial innovation product and the service angle, Put forward the policy suggestion of developing our country agriculture value chain financing. To sum up, agricultural value chain financing is a very effective means to increase farmers' income, realize agricultural industrialization and develop rural finance.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.43;F324

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