新型农村金融机构的风险生成机理及管理模式创新

发布时间：2018-08-31 19:27

【摘要】：新型农村金融机构在解决农民和农村中小企业贷款难、发挥金融支农服务方面发挥了重要作用,然而,新型农村金融机构的发展也面临着巨大的金融风险。随着新型农村金融机构试点的成功,其将迎来"规模化、批量化"的发展趋势,这对新型农村金融机构的风险管理带来了挑战。因此,研究新型农村金融机构的风险生成机理,探析农村金融机构的风险管理模式及存在的问题,从而进一步提出在新形势下新型农村金融机构风险管理的政策建议,具有重要的理论意义和实践意义。
[Abstract]:The new rural financial institutions have played an important role in solving the difficulties of lending to farmers and small and medium-sized enterprises in rural areas and playing an important role in providing financial support to agriculture. However, the development of new rural financial institutions is also facing enormous financial risks. With the success of the pilot project of the new rural financial institutions, it will usher in the development trend of "scale and batch", which brings challenges to the risk management of the new rural financial institutions. Therefore, this paper studies the risk generation mechanism of the new rural financial institutions, probes into the risk management mode and the existing problems of the rural financial institutions, and further puts forward the policy recommendations for the risk management of the new rural financial institutions under the new situation. It has important theoretical and practical significance.
【作者单位】：四川师范大学社科学报编辑部;四川省社会科学院农村发展研究所;
【基金】：四川师范大学重点研究课题“我国农村小型金融机构发展与风险控制研究”(编号:037264) 2011年度四川省社科规划项目“农村小型金融机构发展与风险控制研究——基于四川省的实证分析”(编号:SC11B055)的阶段性研究成果
【分类号】：F832.35

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