产业园区中小企业集群融资模式创新研究
发布时间：2018-09-12 15:19
【摘要】：我国产业园区规划是自20世纪90年代开始的，经历了十几年的发展时间，目前国内经济比较发达的省份地区均已建立起各种产业的园区。产业园区是日益发展的中小企业集群的其中一种表现形式，自然具备小企业集群所带有的动态化发展等特点。中小企业集群化发展是当前经济发展的必然趋势，，在融资方面，能够克服中小企业信用不足、风险过高等问题。目前，我国各省份的中小企业集群融资形式各有不同，形式多样，但是也存在一些问题。国外产业园区的发展提供了很好的借鉴，国内产业园区在集群融资方面应当有所创新，并在政府主导、环境等方面配套改进。 本文主要内容可以分为六个章节： 第一章为绪论，讨论本文研究的主要内容与意义，以及国内外对于此主题的研究现状； 第二章的内容是对中小企业集群、融资、集群融资等基础理论问题进行阐述，为下文做铺垫； 第三章分析我国目前中小企业融资主要存在信用不足、风险系数高，成本高以及体制限制等困境，中小企业集群融资能够提高融资信用、分摊成本、获得政府政策支持的优势，可以选择自筹资金、互助型担保贷款、外部契约贷款、关系型贷款及集群债券市场融资等模式，并逐个评析这些模式的优势与不足； 第四章分析美国、印度与新加坡产业园区融资模式对我国的借鉴，我国园区融资过程中存在融资渠道窄而且政府作用发挥不足的问题，进而提出我国园区融资模式创新的构想，包括两种方式，即以担保承贷平台为主导的外源性融资模式与以园区内的财务公司为主导的准内源性融资模式； 第五章以贵州省贵阳市小孟工业园区的发展作为案例，分析出我国园区融资模式的现状，体现我国产业园区中小企业集群融资完善的必要性； 第六章探讨我国产业园区融资模式完善所需要配套改进的方面，包括改进“筑巢引凤”策略，促进园区企业集群的形成；强化政府引导，创新融资体制机制；大力培育产业园区的区域品牌，营造良好市场环境；完善集群环境建设，提高企业集聚水平，扩大集聚效应及完善产业园区政策体系等措施。
[Abstract]:The planning of industrial parks in China began in the 1990s and has gone through more than ten years of development. At present, all kinds of industrial parks have been established in the provinces with relatively developed domestic economy. Industrial park is one of the manifestations of the growing small and medium-sized enterprises cluster, which naturally has the characteristics of dynamic development of small enterprise cluster. The cluster development of small and medium-sized enterprises is the inevitable trend of the current economic development. In the aspect of financing, it can overcome the problems of insufficient credit and high risk of small and medium-sized enterprises. At present, there are various forms of SME cluster financing in different provinces of China, but there are also some problems. The development of foreign industrial parks provides a good reference, domestic industrial parks in cluster financing should be innovative, and in the government-led, environmental and other aspects of supporting improvement. The main contents of this paper can be divided into six chapters: the first chapter is an introduction to discuss the main content and significance of this study, as well as the domestic and foreign research on this topic; The second chapter is to explain the basic theoretical issues such as SME cluster, financing, cluster financing and so on. The third chapter analyzes the credit shortage of SMEs financing in China. High risk coefficient, high cost and system restriction, SME cluster financing can improve the financing credit, share the cost, get the advantage of government policy support, choose self-financing, mutual guarantee loan, external contract loan, etc. The relationship loan and cluster bond market financing model, and evaluate the advantages and disadvantages of these models one by one. Chapter four analyzes the financing model of industrial parks in the United States, India and Singapore to our country. In the process of financing the park in our country, the financing channel is narrow and the role of the government is insufficient, and then the conception of the innovation of the financing mode of the park in our country is put forward, which includes two ways. That is, the external financing mode with guarantee loan platform as the dominant and the quasi-endogenous financing mode with the finance company in the park as the leading mode. Chapter five takes the development of Guiyang Xiaomeng Industrial Park in Guizhou Province as a case study. The paper analyzes the present situation of the financing mode of China's industrial parks, which reflects the necessity of improving the financing of industrial parks and small and medium-sized enterprises. Chapter six discusses the necessary aspects of the improvement of the financing mode of industrial parks in China. It includes improving the strategy of "building a nest and attracting the Phoenix", promoting the formation of the enterprise cluster of the park, strengthening the guidance of the government, innovating the financing system mechanism, cultivating the regional brand of the industrial park, creating a good market environment, perfecting the construction of the cluster environment, Improve the level of enterprise agglomeration, expand the agglomeration effect and improve the industrial park policy system and other measures.
【学位授予单位】：贵州财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F276.3;F832.4
本文编号：2239438
[Abstract]:The planning of industrial parks in China began in the 1990s and has gone through more than ten years of development. At present, all kinds of industrial parks have been established in the provinces with relatively developed domestic economy. Industrial park is one of the manifestations of the growing small and medium-sized enterprises cluster, which naturally has the characteristics of dynamic development of small enterprise cluster. The cluster development of small and medium-sized enterprises is the inevitable trend of the current economic development. In the aspect of financing, it can overcome the problems of insufficient credit and high risk of small and medium-sized enterprises. At present, there are various forms of SME cluster financing in different provinces of China, but there are also some problems. The development of foreign industrial parks provides a good reference, domestic industrial parks in cluster financing should be innovative, and in the government-led, environmental and other aspects of supporting improvement. The main contents of this paper can be divided into six chapters: the first chapter is an introduction to discuss the main content and significance of this study, as well as the domestic and foreign research on this topic; The second chapter is to explain the basic theoretical issues such as SME cluster, financing, cluster financing and so on. The third chapter analyzes the credit shortage of SMEs financing in China. High risk coefficient, high cost and system restriction, SME cluster financing can improve the financing credit, share the cost, get the advantage of government policy support, choose self-financing, mutual guarantee loan, external contract loan, etc. The relationship loan and cluster bond market financing model, and evaluate the advantages and disadvantages of these models one by one. Chapter four analyzes the financing model of industrial parks in the United States, India and Singapore to our country. In the process of financing the park in our country, the financing channel is narrow and the role of the government is insufficient, and then the conception of the innovation of the financing mode of the park in our country is put forward, which includes two ways. That is, the external financing mode with guarantee loan platform as the dominant and the quasi-endogenous financing mode with the finance company in the park as the leading mode. Chapter five takes the development of Guiyang Xiaomeng Industrial Park in Guizhou Province as a case study. The paper analyzes the present situation of the financing mode of China's industrial parks, which reflects the necessity of improving the financing of industrial parks and small and medium-sized enterprises. Chapter six discusses the necessary aspects of the improvement of the financing mode of industrial parks in China. It includes improving the strategy of "building a nest and attracting the Phoenix", promoting the formation of the enterprise cluster of the park, strengthening the guidance of the government, innovating the financing system mechanism, cultivating the regional brand of the industrial park, creating a good market environment, perfecting the construction of the cluster environment, Improve the level of enterprise agglomeration, expand the agglomeration effect and improve the industrial park policy system and other measures.
【学位授予单位】：贵州财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F276.3;F832.4
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本文编号：2239438
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