农村金融市场开放度测度与演化——基于新型农村金融机构省际数据的实证分析

发布时间：2018-10-16 10:02

【摘要】：基于新型农村金融机构引起农村金融市场结构变化的视角,文章从新型农村金融机构的覆盖面、服务能力和非正规金融机构正规化程度等三个维度,运用基尼系数和区位熵方法构建了农村金融市场开放度绝对指数和相对指数,分别测度了2008-2013年30个省、东中西部三大区域、八大经济区域的农村金融市场开放度。研究发现:我国农村金融市场开放总体程度水平非常低,处于开放的初期阶段;各省农村金融开放水平程度普遍较低,省际差距增大;三大区域西部农村金融开放度最高、东部次之、中部最低,呈U字型特征;八大经济区域开放度差异大,提升速度快。最后提出了加快推动农村金融市场开放、缩小农村金融开放的区域差距、继续深化农村金融体制改革、完善农村金融市场良性运行的制度基础、创新农村金融新产品和服务方式等政策建议。
[Abstract]:Based on the perspective that the new rural financial institutions cause the changes of the rural financial market structure, the paper analyzes the coverage, service ability and formalization of the new rural financial institutions. The absolute index and relative index of rural financial market openness are constructed by using Gini coefficient and location entropy method, and the opening degree of rural financial market in 30 provinces, three regions in east, west and west, and eight economic regions from 2008 to 2013 is measured respectively. It is found that the overall level of rural financial market opening in China is very low, and it is in the initial stage of opening; the level of rural financial opening in various provinces is generally low and the gap between provinces is increasing; the western rural financial openness of the three regions is the highest. The eastern part is the second, the middle part is the lowest, and the eight economic regions are of U-shaped character, the opening degree of the eight major economic regions is different, and the speed of promotion is fast. Finally, the paper proposes to accelerate the opening up of rural financial market, to narrow the regional gap of rural financial opening, to continue to deepen the reform of rural financial system, and to perfect the institutional basis for the sound operation of rural financial market. Innovative rural finance new products and services and other policy recommendations.
【作者单位】：西北农林科技大学经济管理学院;西安科技大学管理学院;西北农林科技大学农村金融研究所;
【基金】：教育部长江学者和创新团队发展计划创新团队项目(IRT1176) 西北农林科技大学基本科研业务费——人文社会科学项目(2014RWZD01)
【分类号】：F832.35

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