农村金融有效促进了我国农村经济发展吗

发布时间：2019-02-21 18:14

【摘要】：本文实证分析了我国农村金融与农村经济发展之间的相互影响关系,结果表明:农村金融规模的扩大有助于农村经济发展,但仅仅依赖于储蓄投资转化比率和投资产出效率;我国农村信贷结构失调和投资产出效率的"瓶颈",限制了农村金融对农村经济发展的促进作用,且使其呈现出典型的滞后效应;农村经济发展能够有效促进农村金融体系的调整与完善。简而言之,农村金融对我国农业经济发展的促进作用并不能一概而论,大力发展创新性农村金融机构和避免农村经济发展过程中的资金"失血"是未来农村金融发展进而促进农村经济健康发展的关键。
[Abstract]:This paper empirically analyzes the interaction between rural finance and rural economic development in China. The results show that the expansion of rural financial scale contributes to the development of rural economy, but only depends on the conversion ratio of savings and investment and the efficiency of investment output; The imbalance of rural credit structure and the "bottleneck" of the efficiency of investment output limit the role of rural finance in promoting rural economic development, and make it appear a typical lag effect. Rural economic development can effectively promote the adjustment and improvement of rural financial system. In short, the role of rural finance in promoting the development of China's agricultural economy cannot be generalized. Vigorously developing innovative rural financial institutions and avoiding "blood loss" in the process of rural economic development is the key to the future development of rural finance and then promote the healthy development of rural economy.
【作者单位】：吉林大学数量经济研究中心;东北师范大学商学院;
【基金】：2011年教育部人文社会科学重点研究基地重大项目“我国农村金融生态环境的风险生成机理与政策应对路径选择”(编号:11JJD790010)阶段性成果 2010年国家自然科学基金项目(编号:71073067) 2012年国家社科基金重点项目(编号:12AZD021) 2010年教育部“新世纪”优秀人才计划资助
【分类号】：F832.35;F320;F224

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