金融发展与技术创新的良性互动:理论与实证

发布时间：2019-03-28 07:44

【摘要】：金融发展通过风险管理、信息收集处理和传递、激励监督和约束、动员储蓄和信用创造、便利交易和推动专业化等五项功能的完善促进技术创新;技术创新通过扩大市场需求、增加盈利空间、降低交易成本、优化信息传递、改善制度环境等方式推动金融发展,两者呈现出良性互动关系。根据金融发展和技术创新的关系原理和指标体系构建联立方程模型,运用我国1992～2010年的年度数据进行实证检验,发现金融深化与技术创新的两项指标、金融效率与专利授权数、金融结构和研发投入之间具有显著良性互动关系。
[Abstract]:Financial development promotes technological innovation through the improvement of five functions: risk management, information collection, processing and transmission, encouragement, supervision and restraint, mobilization of savings and credit creation, facilitation of transactions and promotion of specialization. Technological innovation promotes financial development by expanding market demand, increasing profit space, reducing transaction cost, optimizing information transmission and improving institutional environment. According to the principle of the relationship between financial development and technological innovation and the index system, this paper constructs a simultaneous equation model, uses the annual data of our country from 1992 to 2010 to make an empirical test, and finds out two indicators of financial deepening and technological innovation. There is a significant positive interaction between financial efficiency and patent license number, financial structure and R & D investment.
【作者单位】：天津财经大学经济学院;
【基金】：天津2011年科技发展战略研究计划项目“天津市科技型中小企业融资体系构建与整合——基于要素重组下的三维动态模型”(11ZLZLZT02900)
【分类号】：F832;F124.3;F224

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