金融发展、城市化与城乡居民收入差距研究

发布时间：2019-06-12 04:09

【摘要】：本文通过构建一个二元分析框架对我国金融发展、城市化与城乡居民收入差距之间的作用机制进行了分析,并采用向量误差修正模型(VECM)进行实证分析,得到结论:在经济和金融存在城乡二元结构的条件下,农村部门外部融资度的提高将提高农村部门居民的收入水平,同样的,城市部门外部融资度的提高也将提高城市部门居民的收入水平,但是整体金融发展水平的提高将扩大城乡居民收入差距,而其影响具有滞后性。金融城乡二元结构的缓解和城市化都有利于缩小城乡居民收入差距,但是金融城乡二元结构的缓解将延缓城市化进程,而金融发展对城市化具有促进作用,并进而通过城市化这一中介变量间接缩小城乡居民收入差距。本文并对结论背后的政策含义进行了阐述。
[Abstract]:This paper analyzes the mechanism between financial development, urbanization and the income gap between urban and rural residents by constructing a binary analysis framework, and makes an empirical analysis by using vector error correction model (VECM). It is concluded that under the condition of dual structure of urban and rural areas in economy and finance, the improvement of external financing degree of rural sector will improve the income level of rural residents. The improvement of external financing in urban sector will also improve the income level of urban residents, but the improvement of the overall financial development level will expand the income gap between urban and rural residents, and its impact is lagging behind. The alleviation of financial urban-rural dual structure and urbanization are conducive to narrowing the income gap between urban and rural residents, but the alleviation of financial urban-rural dual structure will delay the process of urbanization, and financial development plays an important role in promoting urbanization, and then indirectly narrow the income gap between urban and rural residents through the intermediary variable of urbanization. This paper also expounds the policy meaning behind the conclusion.
【作者单位】：北京大学国家发展研究院;
【基金】：教育部重大课题“人力资本与经济发展方式转变”(kxjc-jc-2011002)资助
【分类号】：F224;F832;F299.2;F124.7

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