营口地区村镇银行发展研究

发布时间：2019-06-28 10:30

【摘要】：三农问题作为长期以来制约我国经济、社会发展的重要制约因素，随着我国经济向全面现代化转型已经成为目前我国经济、社会发展的最主要问题，也逐步成为我国政府、学者广泛关注的重点问题。2004年以来国家连续10年的中央一号文件将三农问题作为工作重点，旨在通过一系列的举措合理解决三农问题。我国政府也尝试通过包括大力推动各类农民合作组织、农业现代化、新型城镇化等各种手段破解三农难题，确实取得了一定进展，但是由于缺乏实际有效的金融体系支持、缺乏长期稳健的金融政策支持，包括现代农业、农民专业合作社在内的各项旨在解决三农问题的举措遭遇到了瓶颈。为了解决三农的金融支持问题，，我国利用2008年金融危机的契机推动了新一轮的金融改革，将建立多远化的三农支持平台和体系作为建设的重点。但是从目前发展上看，虽然在三农金融支持的理论研究上我国有所突破，但是严谨、系统的三农金融支持平台尚未建立起来。营口地区作为我国东北的重要口岸，具有相对悠久的金融发展历史，为营口地区农村金融发展奠定了良好的发展基础，近年来，营口地区村镇银行发展速度不断加快，对农业发展支持作用不断增强，但是从实际发展情况看仍存在一定问题。本文通过对营口地区村镇银行发展进行研究，分析营口地区村镇银行发展社会、法律、经济、政治、技术环境，并通过结合金融深化理论、金融共生理论、金融风险管理理论，对营口地区村镇银行发展情况进行总结，对营口地区村镇银行发展提出战略选择和针对性对策建议。全文共分7章：第一章：导论。主要介绍了选题背景、研究目的、研究意义、国内外研究现状、研究方法和技术路线。第二章：概念界定和理论基础。主要介绍了村镇银行概念、特征，梳理了金融深化理论、金融共生理论及金融风险管理理论。第三章：营口地区村镇银行的SLEPT分析。主要分析了营口地区村镇银行发展社会、法律、经济、政治、技术环境，为营口地区村镇银行发展的现状及优势奠定基础。第四章：营口地区村镇银行发展现状及优势。主要介绍了营口地区村镇银行发展现状，并分析营口地区村镇银行发展主要优势。第五章：营口地区村镇银行发展存在问题及成因分析。主要介绍了营口地区村镇银行发展存在的问题，并进一步分析了问题成因，为营口地区村镇银行发展战略及对策建议奠定了基础。第六章：营口地区村镇银行发展战略及对策建议。主要介绍了营口地区村镇银行发展战略，提出了营口地区村镇银行发展的目标、原则和思路，并进一步提出对策建议。第七章：结论。
[Abstract]:As an important constraint to the economic and social development of our country for a long time, the three-agricultural problem has become the most important problem of our country's economic and social development, and has gradually become the government of our country. The focus of a wide range of scholars has been the focus of the country's 10-year central-1 document since 2004, focusing on the issue of the three-agricultural problem through a series of initiatives. in spite of that lack of effective financial system support and the lack of long-term and robust financial policy support, The measures aimed at solving the three-agricultural problems, including the modern agriculture and the farmer's professional cooperatives, have been hit by the bottleneck. In order to solve the financial support problem of the three rural areas, our country, using the opportunity of the 2008 financial crisis, has promoted a new round of financial reform, and will set up the multi-remote rural and rural support platform and system as the key of the construction. However, from the present development, although the theoretical research on the financial support of agriculture, rural and rural areas has made a breakthrough, the system's three-agricultural financial support platform has not yet been established. As an important port in the northeast of our country, Yingkou area has a relatively long history of financial development, which has laid a good foundation for the development of rural finance in Yingkou area. In recent years, the development speed of village and village banks in Yingkou area is increasing, and the supporting role of agricultural development is increasing. Strong, but from the actual development situation, there is still a certain question In this paper, through the research on the development of the village and town banks in Yingkou, this paper analyzes the social, legal, economic, political and technical environment of the village and town banks in Yingkou, and through the combination of the theory of financial deepening, the theory of financial co-existence and the management of financial risks. On the basis of the summary of the development of the village and town banks in Yingkou area, the paper puts forward the strategic choice and the targeted measures for the development of the village and town banks in Yingkou area. The full text of Chapter 7: Chapter Chapter: Introduction. The background, purpose, significance, domestic and foreign research status and research methods are introduced. and technical lines. Chapter 2: Concepts The paper mainly introduces the concept and characteristics of the bank and town bank, and then sorts out the theory of financial deepening, the theory of financial symbiosis and the gold. Chapter three: silver and silver in Yingkou area This paper mainly analyzes the social, legal, economic, political and technical environment of the village and town bank in Yingkou area, and develops the village and town bank in Yingkou area. The fourth chapter: Yingkou area The present situation and the advantage of the development of the village and town bank are introduced. The present situation of the development of the village and town banks in Yingkou area is mainly introduced, and the construction of the camp is analyzed The main advantages of the development of the bank and town banks in the district. Chapter 5: the villages and towns in Yingkou area The problems of the development of the bank and the cause of the development of the bank are analyzed. The problems of the development of the village and town banks in Yingkou area are mainly introduced, and the cause of the problem is further analyzed. The foundation is laid for the development strategy and the countermeasure proposal. Chapter 6: Yingkou The paper mainly introduces the development strategy of the village and town bank in Yingkou area, and puts forward the goal of the development of the village and town bank in Yingkou area. then go hand in hand
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35

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