当前互联网金融缓解中小企业融资问题探究

发布时间：2018-01-02 19:27

本文关键词：当前互联网金融缓解中小企业融资问题探究　出处：《新经济》2016年02期 　论文类型：期刊论文

【摘要】：改革开放以来,随着我国经济的快速发展,各方面都面临着巨大的挑战,中国的经济也处于转型发展的关键期。中小企业作为中国经济的重要组成部分,为中国经济的发展做出过巨大的贡献,但是中小企业融资难的问题一直都存在,这种现状是受多方面因素综合作用的结果,但是近年来互联网和金融业相互融合,相互渗透,促进了金融模式的改变,也对中小企业融资难的问题起到了一定的缓解作用。本文笔者首先对互联网金融的具体含义作了相对全面的阐述,其次简单的列举了互联网在缓解中小企业融资难问题方面的优势,粗略的分析了互联网金融服务于中小企业融资问题的主要路径。
[Abstract]:Since the reform and opening up, with the rapid development of China's economy, all aspects are facing enormous challenges, China's economy is also in a critical period of transition and development. Small and medium-sized enterprises as an important part of the Chinese economy. China has made great contributions to the development of the economy, but the problem of SMEs financing has always been difficult, this situation is the result of a combination of factors. However, in recent years, the Internet and the financial industry have merged and infiltrated each other, which has promoted the change of the financial model. At the same time, it has played a certain role in alleviating the problem of financing difficulties of SMEs. Firstly, the author has made a relatively comprehensive elaboration on the specific meaning of Internet finance. Secondly, it simply lists the advantages of Internet in alleviating the financing difficulties of SMEs, and roughly analyzes the main ways that Internet finance serves the financing problem of SMEs.
【作者单位】：眉山职业技术学院商贸旅游系;
【基金】：眉山职业技术学院财务管理专业示范建设阶段性科研成果
【分类号】：F832.4;F724.6;F275
【正文快照】： 多年以来,中小企业融资难问题一直存在,各有关部门和机构一直在研究解决方案,但都成效甚微,没有起到明显的作用。近年来,互联网迅速发展,传统金融行业也面临着转型跨越的契机,互联网与金融相结合,使得中小企业的融资难问题得到一定程度的缓解,互联网金融自身具有多方面的优势,

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