生鲜农产品集成交易信用管理研究

发布时间：2018-02-03 09:16

本文关键词： 生鲜农产品集成交易信用管理信息管理系统　出处：《昆明理工大学》2017年硕士论文　论文类型：学位论文

【摘要】：我国是农业大国,农产品在我国经济和社会生活中占有重要地位,然而我国仍处于社会主义初级阶段,其农产品流通相对滞后,缺乏统一的标准,流通环节多,运输成本较高,这些问题成为建设我国农产品流通体系道路上的“一堵墙”,阻碍着我们前进的道路。随着互联网技术的发展,农产品交易逐步形成了一个以拍卖交易为核心,零售交易、电商交易为重要补充,促进三种交易方式错位发展的农产品集成交易平台。虽然这种集成交易模式给生鲜农产品的发展带来了一定的好处,但是又产生了新的问题。企业为了增加行业竞争力以及扩大销售量,推行信用销售,由于双方在身份确认、信用评价等方面存在严重的信息不对称,而且诚信缺失现象普遍存在导致交易风险的加大,因此全面建设生鲜农产品集成交易信用管理体系对生鲜农产品企业有效控制信用风险,提升企业经济效益具有重要的理论和现实意义。建设生鲜农产品集成交易信用管理体系应从以下几个方面入手..首先,完善企业内部组织架构,增加信用管理部门,使信用管理工作更加清晰、明确;其次,加强企业客户信息的管理与维护工作;接着,建立信用评估体系,并进行有效信息决策;最后,加强企业对应收账款的管理。在建设信用管理体系的同时,还需要设计信用管理系统。信用管理系统主要包括:客户管理、信用管理、审批管理、应收账款管理、文件管理以及系统管理六大功能模块,通过这六大功能模块,实现了信用管理信息化办公,为信用管理体系提供了强大的技术支持。信用管理体系不止在生鲜农产品行业发挥了巨大价值,在其他行业如小额信贷和互联网金融行业也得到了充分的扩展应用,它的建立,为促进我国经济健康快速的发展提供了保障。
[Abstract]:China is a large agricultural country, agricultural products in our economic and social life plays an important role, but our country is still in the primary stage of socialism, the circulation of agricultural products is relatively lagging behind, lack of unified standards, circulation links. The transportation cost is high, these problems become the "wall" on the road of constructing the agricultural product circulation system of our country, and hinder the way that we advance, along with the development of Internet technology. Agricultural products trading has gradually formed an auction transaction as the core, retail transactions, e-commerce transactions as an important supplement. An integrated trading platform for agricultural products that promotes the dislocation of three trading modes. Although this integrated trading model has brought some benefits to the development of fresh agricultural products. However, there are new problems. In order to increase the competitiveness of the industry and expand the sales volume, enterprises promote credit sales, because of the serious information asymmetry between the two sides in the identification, credit evaluation and other aspects. And the lack of integrity generally leads to the increase of transaction risk, so the comprehensive construction of fresh agricultural products integrated trading credit management system for fresh agricultural products enterprises to effectively control credit risk. To improve the economic efficiency of enterprises has important theoretical and practical significance. The construction of integrated trading credit management system of fresh agricultural products should start from the following aspects. First, improve the internal organizational structure of enterprises. Increase credit management departments to make credit management more clear and clear; Secondly, strengthen the management and maintenance of enterprise customer information; Then, the credit evaluation system is established and effective information decision is made. Finally, strengthen the enterprise accounts receivable management. In the construction of credit management system, but also need to design a credit management system. The credit management system mainly includes: customer management, credit management, approval management. Account receivable management, document management and system management six functional modules, through these six functional modules, the implementation of credit management information office. For the credit management system to provide a strong technical support. The credit management system not only in fresh agricultural products industry has played a great value. In other industries such as microfinance and Internet finance industry has also been fully expanded and applied, its establishment, to promote the healthy and rapid development of our economy provides a guarantee.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F323.7;F724.6;F832.4

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