农业产业化的互联网金融支持研究

发布时间：2018-06-10 20:44

本文选题：农业产业化 + 互联网金融　；参考：《中南林业科技大学》2017年硕士论文

【摘要】：当前我国农业产业化发展还处于初级阶段,面临着发展水平低、规模小、竞争力弱等不容忽视的问题,尽管中国农业产业化发展现状存在多方面的原因,但其中一个重要的原因是金融对农业产业化发展的支持力度不够,贡献份额有限,未能充分发挥助推器的作用,农民增收、农业生产和农村发展中的金融抑制突出,成为推进农业产业化和城乡现代化建设的严峻制约。因此全面地分析农业产业化发展的融资困境,审慎探索金融支持体系建设以推进传统农业向现代农业转变,显得尤为重要和紧迫。从发展趋势看,“互联网+”不仅深刻影响城镇经济社会的转型与发展,而且也深刻影响农村经济社会的转型与发展。近年来,在农村这块“希望的田野上”,互联网金融正在落地生根,对农村传统金融形成有益补充,并带来农村发展、农业生产、农民生活多方而的变革。从现实情况看,农村互联网金融仍处于起步阶段,还而临多方而掣肘与挑战,迫切需要在改革中加强体制机制保障,以充分释放“三农”活力,为农业产业化注入强大动力。本文以互联网金融为切入点,重点分析了互联网金融支持农业产业化发展对策进行了研究。重点包括:一是农业产业化的互联网金融支持研究的理论分析,主要阐述了农业产业化的概念,发展历史,金融支持的概念与发展,以及农业产业化与金融支持之间的关系。本文认为,互联网金融为农业产业化提供基本金融业务,互联网金融为农业产业化提供金融基础设施,互联网金融为农业产业化提供便利融资平台,互联网金融增强农业产业化对资金的可得性,互联网金融有助于农户征信网络系统的建立。随后介绍了一些农业产业化,互联网金融支持的理论分析,为后续的研究提供了理论支持。二是农业产业化的互联网金融支持的现状出发,详细阐述了农业产业化的互联网金融支持发展的现状,以及在其发展过程中的问题。其中,存在的问题包括农业产业化进程中存在金融抑制,互联网金融在农业中应用推广缓慢,农业互联网金融风险控制与监管薄弱。三是根据发达国家的农业产业化的互联网金融支持案例进行分析,并依据当前国家的实际情况提出了农业产业化的互联网金融支持问题的建议与对策,针对不同的问题提出不同的实施措施。比如,构建农业产业化金融支持体系方面,应重点完善互联网金融支持政策扶持体系、夯实农业产业化互联网金融基础;深化互联网金融在农业产业化推广方面,要大力发展农业电商金融、扩大移动金融对农业覆盖;完善农业产业化的互联网金融支持监管体系方面,要完善互联网金融的法律体系、建立健全互联网金融支持新型农业经营主体的政策法规、建立便于监管高效权威的互联网金融综合信息认证体系等。
[Abstract]:At present, the development of agricultural industrialization in China is still in the primary stage, facing the problems of low level of development, small scale, weak competitiveness and so on. Although there are many reasons for the current situation of the development of agricultural industrialization in China, one of the important reasons is that financial support for the development of agricultural industrialization is not enough and its share is limited. To give full play to the role of the booster, increase the income of the farmers, the agricultural production and the financial restraint in the rural development, it has become a severe restriction to promote the industrialization of agriculture and the modernization of the urban and rural areas. Therefore, the financing dilemma of the development of agricultural industrialization is analyzed comprehensively, and the construction of the financial support system is carefully explored to promote the transformation of traditional agriculture into modern agriculture. Change, it is particularly important and urgent. From the development trend, "Internet plus" has not only influenced the transformation and development of urban economy and society, but also a profound influence and the transformation of the rural economic and social development in rural areas. In recent years, this field of hope ", the Internet Banking is beneficial to the rural traditional air plant, the formation of financial In reality, the rural Internet finance is still in its infancy, and in fact, it is still in the early stages of the development of rural Internet finance. It is still facing many ways and challenges. It is urgent to strengthen the system and mechanism guarantee in the reform in order to fully release the vitality of the "three farmers" and give a powerful impetus to the industrialization of agriculture. As the breakthrough point, the paper focuses on the analysis of the Countermeasures of the agricultural industrialization development of the Internet financial support. The key points are as follows: first, the theoretical analysis of the research on the agricultural industrialization of the Internet financial support, mainly expounds the concept of agricultural industrialization, the development history, the concept and development of the financial support, as well as the agricultural industrialization and gold. The paper holds that Internet Finance provides basic financial services for agricultural industrialization, Internet Finance provides financial infrastructure for agricultural industrialization, Internet Finance provides a convenient financing platform for agricultural industrialization, Internet Finance enhances the availability of agricultural industrialization to funds, and Internet Finance contributes to agriculture. The establishment of the household credit network system. Then it introduces some agricultural industrialization and the theoretical analysis of the Internet financial support, and provides theoretical support for the follow-up research. Two is the status of the agricultural industrialization of the Internet financial support, elaborated the status of the development of the agricultural industrialization of the Internet financial support, and its development. The problems in the process include the existence of financial restraint in the process of agricultural industrialization, the slow application of Internet Finance in agriculture, and the weak control and supervision of Agricultural Internet financial risk. Three is the analysis of the Internet financial support cases based on the industrialization of agricultural industrialization in developed countries, and according to the current situation of the country. The paper puts forward the suggestions and Countermeasures of the agricultural industrialization of Internet financial support, and puts forward different measures for different problems. For example, the construction of agricultural industrialization financial support system should focus on improving the support system of Internet financial support policy, consolidating the Internet financial foundation of agricultural industrialization, and deepening the Internet gold. In the aspect of agricultural industrialization, it is necessary to develop agricultural e-commerce finance, expand mobile finance to agricultural coverage, improve the Internet financial support supervision system of agricultural industrialization, perfect the legal system of Internet finance, establish and improve the policies and regulations of Internet financial support for new agricultural management, and establish easy supervision and regulation. Efficient and authoritative Internet financial comprehensive information authentication system.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832;F327

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