我国贫困地区金融精准扶贫创新研究

发布时间：2018-01-08 07:10

本文关键词：我国贫困地区金融精准扶贫创新研究　出处：《上海金融》2017年01期 　论文类型：期刊论文

【摘要】：金融精准扶贫是扶贫开发战略体系的重要组成部分,研究、探索、创新金融精准扶贫模式,对我国广大贫困地区加速摆脱贫困具有重大意义。本文以贫困地区精准扶贫、精准脱贫为核心,围绕全国各地扶贫现状,重点研究如何通过金融扶贫的制度与管理创新、金融产品与服务方式创新、金融扶贫模式创新,提高扶贫资金使用效率,扩大金融实际供给,满足贫困地区精准扶贫金融需求,从而建立起精准、高效、稳定、持续的新型金融扶贫机制,从根本上突破金融扶贫的制度瓶颈,达到精准扶贫的目的。
[Abstract]:Financial precision poverty alleviation is an important part of poverty alleviation strategy system. Research, exploration and innovation of financial precision poverty alleviation model. It is of great significance for the vast poor areas of our country to speed up getting rid of poverty. This paper focuses on the poverty alleviation in the poverty-stricken areas and focuses on the current situation of poverty alleviation in various parts of the country. Emphasis is placed on how to improve the efficiency of the use of poverty alleviation funds and expand the actual supply of finance through the system and management innovation of financial poverty alleviation, the innovation of financial products and services, and the innovation of financial poverty alleviation mode. In order to meet the financial needs of poverty-stricken areas and establish a new financial poverty alleviation mechanism which is accurate, efficient, stable and sustainable, it can fundamentally break through the institutional bottleneck of financial poverty alleviation and achieve the goal of precision poverty alleviation.
【作者单位】：北京农村商业银行博士后科研工作站;中国社会科学院金融研究所博士后流动站;国家信心中心;
【基金】：北京市博士后工作经费资助项目
【分类号】：F323.8;F832
【正文快照】： "!金融扶贫是指通过金融机构信贷、保险、基金等形式,解决贫困地区与人口生产型金融需求问题,通过金融扶贫,为贫困人口创造更多的就业机会,推动“造血”式扶贫模式的发展,增强贫困对象自我发展能力,从根本上改变贫困地区的落后状况。十八大以来,党和国家高度重视贫困地区金融

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