青岛市科技金融模式及其效率研究

发布时间：2018-01-10 15:33

本文关键词：青岛市科技金融模式及其效率研究　出处：《青岛大学》2017年硕士论文　论文类型：学位论文

【摘要】：近年来,科技金融已成为解决我国经济发展速度放缓的有效途径,目前,我国科技金融尚处于发展完善和深化阶段,与发达国家相比,我国科技金融发展水平仍然较低。青岛市作为全国首批科技金融试点城市,在科技金融发展过程中同样也存在不少问题,因此,提高科技金融效率对青岛市经济发展具有十分重要的意义。为此,本文拟基于科技金融效率的视角,对青岛市科技金融模式及效率进行深入研究,并针对影响其效率的因素提出一系列对策建议。借鉴前人对科技金融及其效率的定义,对比分析国内外先进的科技金融模式,结合青岛市科技金融模式及发展现状,研究分析青岛市在科技金融发展过程中所存在融资难、风险防范能力低,杠杆率低以及科技金融产品及品牌缺乏等一系列突出问题。在此基础上采用DEA-Tobit两步法,分别从金融投入和科技产出两个层面对科技金融效率进行测度,并从企业、金融中介、政府三个角度对影响青岛市科技金融效率的因素进行实证分析。实证研究结果表明,青岛市科技金融效率较低,在科技金融试点城市中处于落后地位;其发展仍以政府为主,市场的作用未得到充分发挥;政府对科技金融发展的扶持效率较低,专项资金投入产出结构不合理,政府对资金运用监管不力。在理论分析与实证研究的基础上,就如何提高青岛市科技金融效率问题,分别从政府、金融机构和企业三个层面提出如下政策建议:即政府应发挥引导与服务功能,调整优化金融投入资源配置,提高金融资源的使用效率;金融机构应优化科技金融服务;企业应促进科技成果转化,提升创新能力,突出队伍建设等等。
[Abstract]:In recent years, science and technology finance has become an effective way to solve the slowdown of economic development in China. At present, China's science and technology finance is still in the stage of improvement and deepening, compared with developed countries. The level of development of science and technology finance in China is still low. As the first batch of pilot cities of science and technology finance in China, there are also many problems in the process of development of science and technology finance. To improve the efficiency of science and technology finance is of great significance to the economic development of Qingdao. Therefore, based on the perspective of the efficiency of science and technology finance, this paper makes an in-depth study on the model and efficiency of science and technology finance in Qingdao. According to the factors that affect its efficiency, a series of countermeasures and suggestions are put forward. Referring to the previous definitions of science and technology finance and its efficiency, this paper contrasts and analyzes the advanced scientific and technological finance models at home and abroad. Combined with the scientific and technological finance model and current situation of Qingdao, this paper analyzes the difficulty of financing and the low ability of risk prevention in the process of development of science and technology finance in Qingdao. A series of outstanding problems such as low leverage ratio and lack of technology and financial products and brands. On this basis, the DEA-Tobit two-step approach is adopted. It measures the efficiency of sci-tech finance from two aspects of financial input and scientific output, and measures the efficiency of sci-tech finance from enterprise and financial intermediary. The empirical results show that the efficiency of science and technology finance in Qingdao is low, and it is in a backward position in the pilot city of science and technology finance. Its development is still dominated by the government, the role of the market has not been given full play; The support efficiency of the government to the development of science and technology finance is low, the input-output structure of the special fund is unreasonable, and the government supervision on the use of funds is weak. On the basis of theoretical analysis and empirical research. On how to improve the efficiency of science and technology finance in Qingdao, this paper puts forward the following policy suggestions from the three levels of government, financial institutions and enterprises: the government should give play to the function of guidance and service, adjust and optimize the allocation of financial investment resources. Improving the efficiency of the use of financial resources; Financial institutions should optimize sci-tech financial services; Enterprises should promote the transformation of scientific and technological achievements, enhance the ability of innovation, highlight the construction of the ranks, and so on.
【学位授予单位】：青岛大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832;F275

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