通货膨胀对家庭财富不平等的影响分析

发布时间：2018-01-13 02:23

  本文关键词：通货膨胀对家庭财富不平等的影响分析　出处：《统计与决策》2017年16期 　论文类型：期刊论文

  更多相关文章： 通货膨胀 财富不平等 居民家庭抗通胀能力

【摘要】：通货膨胀对财富的再分配效应一直以来为学界所关注。文章采用奥尔多研究中心发布的家庭金融调查数据,从微观角度分析了通货膨胀对居民收入及财富不平等的影响情况。研究表明,中国家庭财富不平等状况较收入不平等更为严重。通货膨胀拉大了居民的收入、财富差距。具体而言通胀每上升1%,人群收入基尼系数上升0.1%,财富基尼系数也随之上升;家庭财富抗通胀能力与其资产结构有关,富有家庭持有较多通胀保护资产,因而财富受通胀影响较小;除总资产因素外,家庭特征也会影响居民家庭应对通胀的能力。受教育程度更高的家庭以及运用了财务杠杆的家庭,能够更好地应对通货膨胀的影响。
[Abstract]:The effect of inflation on the redistribution of wealth has always been concerned by scholars. This paper adopts the data of household finance survey published by the Aldo Research Center. This paper analyzes the impact of inflation on income and wealth inequality from a micro perspective. The study shows that the inequality of household wealth is more serious than that of income inequality, and inflation increases the income of residents. Wealth gap. To be specific, with inflation rising 1 / 10, the Gini coefficient of income increases 0.1%, and the Gini coefficient of wealth also rises; The ability of household wealth to resist inflation is related to its asset structure. Rich households hold more inflation to protect assets, so wealth is less affected by inflation. In addition to total assets, household characteristics also affect the ability of households to cope with inflation. More educated families, as well as households with financial leverage, are better able to cope with the effects of inflation.
【作者单位】： 对外经济贸易大学金融学院;华中师范大学经济与工商管理学院;
【基金】：国家留学基金委联合培养资助项目(2016066400) 对外经济贸易大学研究生科研创新基金资助项目(201608)
【分类号】：F126;F224;F822.5
【正文快照】： 0引言通货膨胀是影响居民收入与财富不平等的重要原因之一。经典理论认为通货膨胀对依靠固定工资收入的人群不利,对财产性收入的人群有利。对货币财富持有者不利,对实物、资产财富持有者有利。由于居民在收入构成及资产结构上的差异,通货膨胀的影响在不同家庭间呈现出多样性,，

本文编号：1417044