中国保理业务发展现状与对策研究

发布时间：2018-01-14 05:24

本文关键词：中国保理业务发展现状与对策研究　出处：《吉林大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着赊销在贸易活动中的盛行,保理业务越来越受到企业的喜爱并得到了快速的发展。并且保理业务作为一项集坏账担保、贴现融资、账款催收、账户管理等多项服务的综合性金融业务,为企业的发展提供了很大的帮助。可是因为中国的保理业务兴起比较晚,和西方发达国家相比仍有较大的差距,众多问题亟待解决。因此研究中国保理业务的发展有很现实的意义。本文对影响保理业务发展水平的因素进行了实证分析,并且在实证分析结果的基础上分析了中国保理业务发展存在的宏微观问题,并提出相应的政策建议。全文共分为5部分:第一部分为绪论,主要讲述了论文的选题背景与选题意义,并介绍了国内与国外相关文献的综述。第二部分为保理业务概述和国内外发展现状。阐述了保理业务的基本概念,将保理业务与一般债权转让等相似概念做了对比分析以便加强对保理业务的理解。并且,介绍了保理业务的起源以及保理业务在世界和中国的发展状况。第三部分为中国保理业务发展水平影响因素分析。这一部分根据前述章节的内容提出影响保理业务发展水平的基础假说,并根据假说选取9项指标作为解释变量,以保理深度指数作为被解释变量构建计量模型,进行计量分析,并对计量分析结果进行详细解析。第四部分为中国保理业务发展过程中存在的问题。分别从宏观层面以及微观层面指出中国保理业务在发展过程中出现的一些问题:相关法律体系不健全,征信体系不健全,国内开展的保理业务品种单一,保理相关人才缺失等,为后续研究提供基础。第五部分为中国保理业务发展的对策建议。以前述章节的分析为基础,针对影响中国保理业务发展的因素以及中国保理业务现存的问题,从宏微观层面分别对中国保理业务发展提出相应的对策建议,如建立健全的法律体系,建立完善的征信体系,与保险公司合作增加保理产品的品种,加强对保理从业人员的培训等。
[Abstract]:With the popularity of credit sales in trade activities factoring business is more and more popular and rapid development. And factoring business as a collection of bad loans guarantee discount financing accounts collection. Account management and other services of the comprehensive financial business, for the development of enterprises to provide a great help, but because of the rise of factoring business in China is relatively late, compared with the Western developed countries still have a big gap. Many problems need to be solved urgently. Therefore, it is of practical significance to study the development of factoring business in China. This paper makes an empirical analysis on the factors that affect the development level of factoring business. And on the basis of empirical analysis of the results of the analysis of factoring business development in China macro and micro problems, and put forward corresponding policy recommendations. The full text is divided into five parts: the first part is the introduction. The paper mainly describes the background and significance of the topic, and introduces the domestic and foreign literature review. The second part is the overview of factoring business and the development of domestic and foreign. Elaborated the basic concept of factoring business. The similar concepts such as factoring business and general assignment of creditor's rights are compared and analyzed in order to strengthen the understanding of factoring business. And. This paper introduces the origin of factoring business and the development of factoring business in the world and China. The third part is an analysis of the factors affecting the development level of factoring business in China. The basic hypothesis of the level of service development. According to the hypothesis, 9 indexes are selected as explanatory variables, and factoring depth index is used as explained variable to construct the econometric model. The results of econometric analysis are analyzed in detail. Part 4th is the problems existing in the development of factoring business in China. Some questions about the development of factoring business in China are pointed out from the macro level and the micro level respectively. Title:. The relevant legal system is not sound. The credit system is not perfect, the domestic factoring business variety is single, factoring related talents are missing, and so on. Part 5th is the countermeasures and suggestions for the development of factoring business in China. Based on the analysis of the preceding chapters, this paper aims at the factors affecting the development of factoring business in China and the existing problems of factoring business in China. From the macro and micro level respectively to China factoring business development corresponding countermeasures and suggestions, such as the establishment of a sound legal system, establish a sound credit system, and insurance companies to increase the variety of factoring products. Strengthen the training of factoring practitioners.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.2

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