吉林省小微企业金融支持政策效果研究

发布时间：2018-03-06 03:06

本文选题：吉林省　切入点：小微企业　出处：《东北师范大学》2017年硕士论文　论文类型：学位论文

【摘要】：随着社会发展的脚步,小微企业慢慢地出现在我们的视野中,其发展力量不容小觑,虽然规模很小,但其数量在我国企业总量中占据了百分之九十以上。2010年中国已成为世界第二大经济体,经济总量的增长速度令人惊叹不已,但中国的人均GDP却排名靠后,且越来越呈现出“穷人更穷,富人更富”的态势,为了让中国经济达到持续且稳定增长的目标,小微企业能够快速并健康发展已经越来越受到重视。据调查可知,小微企业在经济稳定增长、解决劳动力就业问题、科技创新及缩短城乡差距等方面均起到了较大的推动作用。由此可见,小微企业的发展已不容忽视。近年来,政府和金融机构越来越重视小微企业的发展,同时制定了许多相关政策来促进其发展,然而问题总是伴随着发展的脚步,目前小微企业前进过程中最显著且最主要的制约因素当属小微企业的融资问题。因此,对支持小微企业融资的金融政策及其效果的研究已变得尤其重要。本文从区域经济的角度出发,对吉林省小微企业金融支持政策的效果进行了初步研究。首先,介绍了区域经济相关理论以及企业融资相关理论,对国内外关于小微企业的研究进行了总体述评;其次,大致梳理了改革开放以来对于小微企业的金融支持政策以及近年来吉林省政府出台的相关政策;然后分别阐述贷款优惠、税收优惠以及政府政策性拨款的成效,进而对吉林省小微企业金融支持政策效果进行定量分析,在此基础上结合吉林省经济发展现状,提出对吉林省小微企业金融支持政策进一步完善的相关建议,以提高金融支持吉林省小微企业政策发展的效果。
[Abstract]:With the pace of social development, small and micro enterprises slowly appeared in our vision, its development force should not be underestimated, although on a very small scale, But it accounts for more than 90% of China's total business population. In 2010, China became the world's second largest economy, growing at an amazing rate, but China's GDP per capita was at the bottom of the list. And increasingly, "the poor are poorer and the rich richer". In order for China's economy to achieve sustained and stable growth, the ability of small and micro enterprises to develop rapidly and healthily has become increasingly important. Small and micro enterprises have played a greater role in promoting steady economic growth, solving the employment problem of labor force, scientific and technological innovation and shortening the gap between urban and rural areas. Thus, the development of small and micro enterprises can not be ignored. Governments and financial institutions are paying more and more attention to the development of small and micro enterprises, while many policies have been put in place to promote their development, but the problems have always been accompanied by the pace of development. At present, the most significant and major constraint in the progress of small and micro enterprises is the financing problem of small and micro enterprises. The research on the financial policy and its effect of supporting the financing of small and micro enterprises has become particularly important. From the angle of regional economy, this paper makes a preliminary study on the effect of the financial support policy of small and micro enterprises in Jilin Province. This paper introduces the theories of regional economy and enterprise financing, and gives a general review of the research on small and micro enterprises at home and abroad. Secondly, It roughly combs the financial support policies for small and micro enterprises since the reform and opening up and the relevant policies issued by the Jilin Provincial Government in recent years. Then it explains the effects of loan concessions, tax concessions and government policy allocations, respectively. On the basis of quantitative analysis of the effect of financial support policy for small and micro enterprises in Jilin Province, combining with the present situation of economic development in Jilin Province, the paper puts forward relevant suggestions to further improve the financial support policy of small and micro enterprises in Jilin Province. In order to improve the financial support of Jilin Province small and micro-enterprise policy development effect.
【学位授予单位】：东北师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F276.3;F832.4

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