跨境经营与商业银行业绩关系的实证分析

发布时间：2018-03-30 16:30

本文选题：跨境经营　切入点：商业银行业绩　出处：《统计与决策》2017年03期

【摘要】：文章以Bankscope数据库中2000—2015年中国、巴西、印度、俄罗斯、南非、马来西亚、菲律宾、墨西哥、尼日利亚、土耳其、哥伦比亚这11个发展中国家商业银行为样本,分析了商业银行设立分支机构这一跨境经营方式对商业银行业绩的影响。结果显示:商业银行设立跨境分支机构会降低商业银行的净资产收益率。进一步研究结果显示,规模大的银行设立跨境分支机构并不会显著降低业绩,但规模小的银行设立跨境分支机构会显著降低银行业绩。该结论为我国商业银行"走出去"提供了借鉴意义。
[Abstract]:Based on the Bankscope database from 2000 to 2015 Chinese, Brazil, India, Russia, South Africa, Malaysia, Philippines, Mexico, Nigeria, Turkey, Columbia, the 11 developing countries, commercial banks as the sample, analyzes the influence of commercial banks to set up branches in the cross-border mode of operation for commercial bank performance. The results showed that the establishment of cross-border branch commercial banks will reduce commercial bank net assets return rate. Further study showed that large banks to set up cross-border branches it will not significantly reduce performance, but small banks to set up cross-border branches will significantly reduce the performance of the bank. This conclusion provides a reference for China's commercial banks to "go out".

【作者单位】：吉林大学经济学院;吉林银行股份有限公司银行部;
【分类号】：F832.33

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