G银行网点运营风险分级管理评定的相关问题研究

发布时间：2018-05-09 07:10

本文选题：运营风险 + 分级管理　；参考：《吉林大学》2017年硕士论文

【摘要】：近几年来,商业银行运营风险管理工作,在提高运营质量、运营效率,以及保障运营安全方面都发挥着至关重要的作用,已经日益成为提高银行核心竞争力的重要举措。随着经济的快速发展以及网络信息化的不断拓展,商业银行间的竞争也愈发激烈。面对这种形势,如何建立科学合理的网点运营风险分级管理评定体系,实现银行网点运营风险的分级分类管理,已成为商业银行亟需解决的一个问题。本文采用基本理论说明,吸取国内外相关行业先进管理经验,并结合作者自身的运营风险管理经验,对G银行网点的运营风险分级管理工作进行深入思考和认真研究,试图剖析在现行网点运营风险分级管理评定工作上存在的问题及问题的成因,之后通过对网点运营风险分级管理指标体系的优化和完善,进一步精准定位营业网点的运营风险等级,最终提出和实施G银行网点运营风险分级管理的优化方案。本文共划分为六个部分,各章结构及主要内容为:第一章为绪论部分。主要论述了本文研究的背景、目的与意义、内容与结构、主要方法。第二章介绍研究的理论基础,论述网点运营风险的概念及其与相近概念的区分,作为网点运营风险分级管理评定的基础,并介绍了网点运营风险分级管理评定的构成、评价标准与方法,同时阐述了评级的必要性。第三章结合G银行现状,找出网点运营风险分级管理评定工作存在的主要问题及问题产生的原因,全面的对网点运营风险分级管理评定工作进行剖析,为后文的网点运营风险分级管理评定的优化和完善打下良好基础。第四章明确了网点运营风险分级管理评定工作的优化目标,并设计了一套优化方案,实施运营风险的分类与分级,有条理、有重点的进行分析与管理。第五章阐述了如何实施优化方案,以及为进一步推进网点运营风险分级管理评定优化方案而采取的几项保障措施。第六章为结论。通过以上章节的分析,以及笔者对现实管理实践的思考,从宏观体系到具体措施,提出网点运营风险分级管理评定的优化策略,有效控制网点业务运营风险。
[Abstract]:In recent years, the operation risk management of commercial banks plays an important role in improving operation quality, operational efficiency and ensuring operational safety, and has become an important measure to improve the core competitiveness of banks. With the rapid development of economy and the development of network information, the competition between commercial banks is becoming more and more fierce. In the face of this situation, how to establish a scientific and reasonable network operation risk grading management evaluation system and realize the classification management of bank network operation risk has become an urgent problem for commercial banks to solve. This article uses the basic theory to explain, absorbs the domestic and foreign related profession advanced management experience, and unifies the author own operation risk management experience, carries on the thorough thought and the earnest research to the G bank network operation risk classification management work, This paper attempts to analyze the existing problems and the causes of the problems in the grading management of network operation risk, and then optimizes and perfects the index system of network operation risk grading management. Further precise positioning of the operational risk level of business outlets, and finally put forward and implement G bank network operation risk management optimization scheme. This paper is divided into six parts. The structure and main contents of each chapter are as follows: the first chapter is the introduction part. This article mainly discusses the background, purpose and significance, content and structure, main methods. The second chapter introduces the theoretical basis of the research, discusses the concept of network operation risk and its differentiation from similar concepts, as the basis of network operation risk management and assessment, and introduces the structure of network operation risk grading management evaluation. Evaluation criteria and methods, and the necessity of rating. In the third chapter, according to the current situation of G Bank, we find out the main problems and the causes of the problems in the management and evaluation of the network operation risk classification, and analyze the work of the network operation risk grading management and evaluation in an all-round way. It will lay a good foundation for the optimization and improvement of network operation risk management evaluation. The fourth chapter defines the optimization objectives of network operation risk grading management evaluation, and designs a set of optimization scheme, the implementation of operational risk classification and classification, organized, focused on the analysis and management. The fifth chapter expounds how to carry out the optimization scheme and some safeguard measures to further promote the optimization scheme of network operation risk grading management evaluation. Chapter six is the conclusion. Through the analysis of the above chapters and the author's thinking on the practical management practice, from the macroscopic system to the concrete measures, the paper puts forward the optimization strategy of the network operation risk grading management evaluation, and effectively controls the network business operation risk.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.3

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