ZZ银行供应链金融风险控制研究

发布时间：2018-05-19 18:22

本文选题：互联网 + 供应链金融　；参考：《西安工业大学》2017年硕士论文

【摘要】：供应链金融为银行的利润与业务规模取得了突破性增长,这种创新模式突破了传统的商业银行对客户的评级授信要求,传统的贷前中后及贷款流程管理及相应的风险管理体系,给金融机构带来较大的风险。因此,供应链金融风险管理是商业银行亟待解决的重大课题。本文以供应链金融的相关理论为研究基础,通过分析ZZ银行供应链金融业务发展的现状和风险管理的现状,剖析出ZZ银行供应链金融风险控制管理中存在的主要问题,在此基础上通过CY公司的风险管理案例,从供应链金融产品设计及产品运用过程中的信用风险、操作风险管理,总结得出案例中存在的不足;最后从建立完善的内部管理制度;加强供应链金融信息化建设,提高业务安全性和收益性;加强供应链金融业务团队建设,提高业务的安全与效率等三个方面提出ZZ银行供应链金融发展对策,在缓解中小企业融资难题的同时,增强了银行风险管理的手段,对同业有一定的借鉴意义。
[Abstract]:The supply chain finance has made a breakthrough growth for the bank's profit and business scale. This innovative mode has broken through the traditional commercial bank's requirement of rating and credit to the customer, the traditional management of the loan process and the corresponding risk management system. Bring greater risk to financial institutions. Therefore, supply chain financial risk management is an important issue to be solved urgently. Based on the theory of supply chain finance, this paper analyzes the current situation of ZZ bank supply chain financial business development and risk management, and analyzes the main problems in ZZ bank supply chain financial risk control management. On this basis, through CY company's risk management case, from the supply chain financial product design and product application process of credit risk, operational risk management, summed up the shortcomings of the case, finally from the establishment of a sound internal management system; Strengthening the construction of supply chain financial information, improving the security and profitability of business, strengthening the construction of supply chain financial business team, improving the security and efficiency of business, and putting forward the development countermeasures of ZZ bank supply chain finance. At the same time, it strengthens the means of bank risk management, which has certain reference significance to the same industry.
【学位授予单位】：西安工业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33;F274

【参考文献】