中国金融包容指数的测度及其与贫困减缓的关系——基于省级数据的分析

发布时间：2018-05-21 10:40

本文选题：金融包容指数 + 组合赋权　；参考：《华中师范大学学报(人文社会科学版)》2017年06期

【摘要】：本文以金融体系中的金融包容概念为立脚点,使用组合赋权法构建了中国省级金融包容指数,综合测度中国省级金融包容水平。测算结果表明:中国大部分省份的金融包容水平处于25%-35%的范围内,并呈现从西到东逐渐升高的基本态势。在测算省级金融包容水平的基础上,运用省级面板数据和系统广义矩估计方法对金融包容与贫困减缓之间是否存在积极的社会效应进行实证分析。实证结果表明,金融包容通过经济增长作用于贫困减缓,金融包容与贫困减缓之间呈现稳定的正向关系,金融包容水平的提高有利于贫困的减缓与消除。据此提出如下政策建议:加强金融基础设施建设,保障中国普惠金融体系发展的地域均衡化;发挥金融包容对贫困减缓的正向影响,让低收入群体能受惠于金融服务;努力提升小微企业融资服务水平等。
[Abstract]:Based on the concept of financial inclusion in the financial system, this paper constructs the provincial financial inclusion index of China by using the combination weighting method, and measures the level of financial inclusion at the provincial level in China. The results show that the financial inclusion level of most provinces in China is within the range of 25% to 35%, and the basic situation is gradually rising from west to east. Based on the measurement of provincial financial inclusion level, the positive social effects between financial inclusion and poverty alleviation are analyzed by using provincial panel data and system generalized moment estimation method. The empirical results show that financial inclusion plays an important role in poverty alleviation through economic growth, and there is a stable positive relationship between financial inclusion and poverty alleviation, and the improvement of financial inclusion is conducive to poverty alleviation and elimination. On this basis, the following policy recommendations are put forward: strengthening the financial infrastructure construction to ensure the regional balance of the development of China's inclusive financial system; giving full play to the positive impact of financial inclusion on poverty alleviation so that low-income groups can benefit from financial services; Strive to improve the level of small and micro-enterprise financing services and so on.
【作者单位】：东北财经大学统计学院;
【基金】：国家社会科学基金重大项目“我国全面参加全球国际比较项目(ICP)的理论与实践问题研究”(13&ZD171)
【分类号】：F832

【相似文献】