恩施州普惠金融发展水平与提升路径研究

发布时间：2018-06-11 21:52

本文选题：普惠金融 + 发展水平　；参考：《湖北民族学院》2017年硕士论文

【摘要】：“十三五”是我国发展思路、发展方式和发展理念转变的关键时期。以“创新、协调、绿色、开放、共享”五大发展理念为指导,注重发展机会公平,提高公共服务共享水平,提升少数民族贫困地区金融服务的机会,不断提高贫困地区参与经济发展的机会和能力,是民族地区全面小康和实现共同富裕面临的的现实问题。普惠金融作为一种新的发展理念,强调金融服务对贫困、低收入人口和微小企业的公平和获得性。本文以位于武陵山特困地区的恩施州为例,通过在恩施州普惠金融发展的现状与模式分析的基础上,通过构建恩施州普惠金融发展的AHP层次模型,并运用熵权法对其发展水平从服务可得性、服务渗透性和增值性进行了测度,在借鉴国外和国内普惠金融发展经验的基础上推出了恩施州普惠金融发展的政策和建议。第1章,相关概念与理论基础。分析与普惠金融有关的重要概念,以及概念的内涵与联系,揭示普惠金融理念的演变。通过搜集整理与普惠金融发展相关理论为本文的研究奠定基础。第2章,恩施州普惠金融发展的现状与模式。根据国内外对普惠金融的发展状况为根据,从政策支撑、财政扶持、市场主导三方面分析恩施地区普惠金融发展现状,为下文从数据方面深层次分析恩施地区普惠金融发展做出依据。第3章,恩施州普惠金融发展水平的测度。论证恩施地区普惠金融发展的实际水平,对熵权法的基本原理及分析步骤进行阐述,从服务可得性系统、渗透系统和增值系统三方面分析恩施地区普惠金融发展的整体水平。第4章,国内外普惠金融发展的经验借鉴。举例说明国内外普惠金融发展地区的实际状况,选取部分地区作为案例,总结其普惠金融发展的相关经验,对恩施地区的普惠金融发展提供可借鉴的经验。第5章,提升恩施州普惠金融发展水平的路径。根据恩施地区普惠金融发展的实际状况,总结国内外普惠金融发展的经验,结合相关理论提出适合恩施地区普惠金融发展的实际建议。
[Abstract]:The Thirteenth Five-Year Plan is the key period for the transformation of development ideas, modes and concepts of development in China. Guided by the five development concepts of "innovation, coordination, green, openness and sharing", we should pay attention to fair development opportunities, improve the level of public service sharing, and enhance the opportunities for financial services in poverty-stricken minority areas. Improving the opportunity and ability of participating in economic development in poverty-stricken areas is a realistic problem faced by ethnic minority areas in the process of overall well-off and common prosperity. Inclusive finance, as a new concept of development, emphasizes the equity and accessibility of financial services to the poor, low-income population and micro-enterprises. This paper takes Enshi Prefecture, which is located in the special hardship area of Wuling Mountain, as an example, based on the analysis of the present situation and mode of the development of Enshi prefecture's inclusive finance, through constructing the AHP model of the Enshi prefecture's inclusive financial development. The paper uses entropy method to measure the development level of Enshi prefecture from the aspects of service availability, service permeability and appreciation, and puts forward the policies and suggestions on the development of Enshi prefecture's inclusive finance based on the experience of foreign and domestic inclusive finance development. Chapter 1, related concepts and theoretical basis. This paper analyzes the important concepts related to inclusive finance, as well as the connotation and connection of the concepts, and reveals the evolution of the concept of inclusive finance. Through the collection and consolidation of inclusive financial development related theories for this study laid a foundation. Chapter 2, the current situation and mode of Enshi prefecture's financial development. According to the development of inclusive finance at home and abroad, this paper analyzes the current situation of inclusive finance in Enshi from three aspects: policy support, financial support and market leading. For the following from the data depth analysis of Enshi area inclusive financial development to make a basis. Chapter 3, the measurement of the level of financial development in Enshi prefecture. This paper demonstrates the actual level of the development of inclusive finance in Enshi, expounds the basic principle and analysis steps of entropy weight method, and analyzes the overall level of the development of inclusive finance in Enshi from three aspects: service availability system, osmotic system and value-added system. Chapter 4, the experience of inclusive financial development at home and abroad. Examples are given to illustrate the actual situation of inclusive financial development areas at home and abroad, and some regions are selected as cases to sum up their relevant experiences in the development of inclusive finance, which can be used for reference for the development of inclusive finance in Enshi. Chapter 5, the path to improve the development level of Enshi prefecture inclusive finance. According to the actual situation of the development of inclusive finance in Enshi, this paper summarizes the experience of the development of inclusive finance at home and abroad, and puts forward some practical suggestions suitable for the development of inclusive finance in Enshi.
【学位授予单位】：湖北民族学院
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.7

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