信息技术能力与金融服务创新的协同演化机制研究--以我国互联网支付行业为例

发布时间：2018-06-21 05:43

  本文选题：信息技术能力 + 金融服务　； 参考：以我国互联网支付行业为例

【摘要】：文章运用协同演化理论框架,在梳理和整合信息技术能力和金融服务创新理论的基础上,以我国互联网支付行业为例,逻辑地分析行业在不同发展阶段信息技术能力-金融服务创新的协同演化机制,从而构建二者的协同演化模型。在此基础上,文章进一步讨论了互联网金融时代信息技术能力与金融服务创新协同演化的路径机制、动力机制和动态匹配机制,认为互联网金融的发展是二者协同演化的结果,市场导向保证了协同演化的持续,从而得出了相关政策启示,为互联网金融时代金融服务创新实践提供了借鉴。
[Abstract]:On the basis of combing and integrating information technology capability and financial service innovation theory, this paper takes the Internet payment industry in China as an example. This paper logically analyzes the cooperative evolution mechanism of information technology capability-financial service innovation in different development stages of the industry, and then constructs the co-evolution model of the two technologies. On this basis, the paper further discusses the path mechanism, dynamic mechanism and dynamic matching mechanism of the co-evolution of information technology capability and financial service innovation in the Internet finance era, and points out that the development of Internet finance is the result of their co-evolution. The market orientation ensures the continuity of the co-evolution, thus obtains the relevant policy enlightenment, provides the reference for the financial service innovation practice in the Internet finance age.
【作者单位】： 浙江大学管理学院;
【基金】：国家社会科学基金青年项目(15CJY084)
【分类号】：F724.6;F832.2
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本文编号：2047463