杜邦分析法下商业银行支持实体经济情况研究——以山西某银行金融机构为例

发布时间：2018-06-21 23:44

本文选题：商业银行 + 盈利能力　；参考：《山西财经大学学报》2017年S2期

【摘要】：近年来,我国出现了虚拟经济与实体经济背离现象,一方面商业银行整体利润远高于实体经济,另一方面虚拟经济愈加活跃而企业融资困境依然没有得到有效解决。文章通过杜邦分析,以某商业银行为例进行有针对性的盈利能力分析,具体探究其净利润来源以及各资产运用情况,考察其支持实体经济情况,提出监管建议。
[Abstract]:In recent years, virtual economy and real economy deviate from each other in our country. On the one hand, the overall profit of commercial banks is much higher than that of real economy; on the other hand, the virtual economy is becoming more active and the financing dilemma of enterprises has not been solved effectively. This paper takes a commercial bank as an example to analyze the profitability of a commercial bank by means of DuPont analysis. The paper probes into the source of net profit and the utilization of each asset, investigates its supporting real economy, and puts forward some suggestions for supervision.
【作者单位】：中国人民银行太原中心支行;
【分类号】：F127;F832.33

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