中国银行黑龙江省分行信用证结算风险研究

发布时间：2018-06-23 05:02

本文选题：国际贸易 + 信用证　；参考：《哈尔滨工业大学》2017年硕士论文

【摘要】：随着信息的扁平化和经济的全球化,国际贸易发展迅速,而作为国际贸易中最重要的结算方式——信用证结算也随之被大量使用,信用证结算可以降低企业之间因不信任而产生的风险,同时信用证结算业务也给商业银行带来了重要的经济收入。作为我国四大国有银行的中国银行黑龙江省分行在信用证结算业务发展上取得了良好的业绩,为龙江国际贸易经济的发展能做出了卓越的贡献,但是随着信用证恶意欺诈犯罪的增加和部分企业诚信的缺失以及信用证结算风险管理能力的不足,给中国银行黑龙江省分行信用证结算业务的发展带来了巨大的挑战,因此,研究中国银行黑龙江省分行信用证结算业务的风险,具有重要的现实意义。本文首先介绍了国内外信用证结算风险管理研究现状及现状评述;其次,对中国银行黑龙江省分行信用证结算现状和存在的问题进行了分析,其中包括中国银行黑龙江省分行国际业务简介、中国银行黑龙江省分行国际结算业务种类、中国银行黑龙江省分行信用证结算风险现状、存在的问题及原因分析;然后,介绍了中国银行黑龙江省分行信用证结算风险识别,其中主要包括欺诈风险的识别、单证风险的识别、政治法律风险的识别、信用风险识别、市场风险识别和融资风险识别;最后,中国银行黑龙江省分行信用证结算的风险防范对策与措施,其中主要包括中国银行黑龙江省分行信用证结算风险防范的目标、中国银行黑龙江省分行信用证结算风险防范的原则、欺诈风险的防范、流转环节风险防范、信用风险的防范、市场风险防范、融资风险防范和内部操作风险防范。
[Abstract]:With the flattening of information and the globalization of economy, international trade develops rapidly, and as the most important settlement method in international trade, the settlement of letters of credit is also widely used. Letter of credit settlement can reduce the risk caused by distrust among enterprises, at the same time, the business of letter of credit settlement also brings important economic income to commercial banks. As the four largest state-owned banks in China, the Heilongjiang Branch of the Bank of China has made good achievements in the development of letter of credit settlement, and has made outstanding contributions to the development of the international trade economy of Longjiang. However, with the increase of the malicious fraud crime of letter of credit and the lack of credit in some enterprises and the deficiency of risk management ability of credit settlement, it brings great challenge to the development of credit settlement business of Bank of China Heilongjiang Branch. It is of great practical significance to study the risk of letter of credit settlement in Bank of China Heilongjiang Branch. This paper firstly introduces the current situation and current situation of risk management of credit settlement at home and abroad, secondly, analyzes the present situation and existing problems of letter of credit settlement in Heilongjiang branch of Bank of China. It includes the introduction of international business of Bank of China Heilongjiang Branch, the types of international settlement business of Bank of China Heilongjiang Province Branch, the current situation of credit settlement risk of Bank of China Heilongjiang Province Branch, the existing problems and the cause analysis; then, This paper introduces the credit settlement risk identification of Bank of China Heilongjiang Branch, which mainly includes the identification of fraud risk, the identification of document risk, the identification of political and legal risk, the identification of credit risk, the identification of market risk and the identification of financing risk. Finally, the bank of china Heilongjiang branch letter of credit settlement risk prevention countermeasures and measures, mainly including the bank of china Heilongjiang branch letter of credit settlement risk prevention objectives, The principles of credit settlement risk prevention, fraud risk prevention, circulation risk prevention, credit risk prevention, market risk prevention, financing risk prevention and internal operation risk prevention in Heilongjiang Branch of Bank of China.
【学位授予单位】：哈尔滨工业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.4

【参考文献】