个人数字资产的开发、保护与管理

发布时间：2018-06-25 21:39

本文选题：数字资产 + 信息技术　；参考：《南方金融》2017年11期

【摘要】：移动互联网、大数据、云计算、人工智能等新技术与新工具在实际应用中的相互渗透,使得个人数字资产大幅增长,深刻地改变着社会意识形态、行业发展形态、技术进步规律和法律环境状态。个人数字资产具有在线性、沉淀性、非消耗性、虚拟性、共享性特征。对个人数字资产的开发和价值评估,由于受到各种不确定性因素影响,加上法律保护体系还不完善,以致个人数字资产管理亟待加强。为此,要在权利保障优于权利设定、实体权利与程序权利并重的前提下,健全个人数字资产的法律制度,持续推进数字资产交易市场规范发展;要以行业自律的方式,完善流通信任体系、交易机制、定价机制,推动个人数字资产有效流动,发挥数据资源的更大价值;要将智慧安全技术运用到个人数字资产交易活动之中,及时发现、纠正暴露出的安全问题,通过保证用户隐私安全、预判潜在网络风险、加强线上资产控制等方式,强化个人数字资产的安全保障;要引导用户运用大数据思维、共享思维、权利思维,重新审视个人数字资产价值链,提升对新生资产与权利的认知能力。
[Abstract]:The mutual penetration of new technologies and tools, such as mobile Internet, big data, cloud computing, artificial intelligence, in practical applications, has greatly increased personal digital assets, profoundly changing social ideology and industry development patterns. The law of technological progress and the state of the legal environment. Personal digital assets are characterized by linearity, precipitation, nonexpendable, virtuality, and sharing. The development and value evaluation of personal digital assets are affected by various uncertain factors, and the legal protection system is not perfect, so the management of personal digital assets needs to be strengthened urgently. Therefore, we should improve the legal system of personal digital assets on the premise that the protection of rights is superior to the establishment of rights and the equal importance of substantive rights and procedural rights, and continue to promote the standardized development of the digital assets trading market. To improve the circulation trust system, transaction mechanism, pricing mechanism, promote the effective flow of personal digital assets, and give full play to the greater value of data resources; it is necessary to apply intelligent and safe technology to personal digital asset trading activities and find them in a timely manner. To correct the exposed security problems, to strengthen the safety and security of personal digital assets by means of ensuring the privacy of users, predicting potential network risks, strengthening the control of online assets, and guiding users to use big data thinking and sharing thinking, Right thinking, re-examine the value chain of personal digital assets, enhance the cognitive ability of new assets and rights.
【作者单位】：华夏银行南京分行;
【分类号】：F832.2

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