上海科技型企业金融服务体系供求失衡问题研究

发布时间：2018-07-17 19:29

【摘要】：当前,虽说科技型企业正处于初级发展阶段,但其凭借自身独特的优势,在国民经济发展的同时也在迅速发展和成熟,且对世界经济的发展以及社会的进步具有相当大的裨益。科技型企业之所以在国民经济体系中始终占据着关键性的地位,是由于其具有灵活的决策机制以及较低的管理成本,对国内市场的需求可以给予及时的响应,并且独立完善的创新机制以及创新效率是其最为显著的特性所在。然而,资金问题却成为制约科技型企业发展的最大难题,对企业的发展造成了极大的阻碍,因此近来“融资难”这一重要桎梏也引起了社会极大的关注。在上海建设全球科创中心的背景下,推动科技型企业健康发展成为重中之重,本文结合数据以及实地调研分析了上海科技型企业金融服务体系供给失衡的表现,主要表现在传统金融的供给、新型金融供给以及政府资金的支持与上海科技型企业的需求失衡,于此同时股权融资发展缓慢。在表现基础上,本文进一步挖掘了上海科技型企业金融服务体系供给失衡的原因,主要存在商业银行信贷管理体制存在缺陷,科技银行法规不健全;上海风险投资活跃度较弱,本土企业获投率低;政府支持效率低,与科技型企业需求错配;股权融资门槛高,新三板融资效率低;缺乏完善的科技型企业信息服务平台这几方面的原因,同时分析了其影响,最后本文从资本市场、传统金融与科技金融的互动、政府支持、科技支行以及解决信息不对成这五个方面提出政策建议,改善科技型企业难得窘境。
[Abstract]:At present, science and technology enterprises are in the primary stage of development, but with their own unique advantages in the development of the national economy, but also rapid development and maturity, and the development of the world economy and social progress has a considerable benefit. The reason why science and technology enterprises have always occupied a key position in the national economic system is that they have flexible decision-making mechanisms and lower management costs, so they can respond to the needs of the domestic market in a timely manner. And independent and perfect innovation mechanism and innovation efficiency are its most remarkable characteristics. However, the problem of capital has become the most difficult problem that restricts the development of sci-tech enterprises, which has caused great hindrance to the development of enterprises. Therefore, recently, the important shackles of "financing difficulties" have also aroused great concern of the society. Under the background of the construction of Shanghai Global Science and Technology Center, promoting the healthy development of science and technology enterprises becomes the top priority. This paper, based on the data and field investigation, analyzes the performance of the imbalance in the supply of the financial service system of Shanghai science and technology enterprises. It mainly shows that the supply of traditional finance, the supply of new finance and the support of government funds are out of balance with the demand of Shanghai science and technology enterprises, and the development of equity financing is slow at the same time. On the basis of performance, this paper further excavates the reasons for the imbalance in the supply of the financial service system of Shanghai's sci-tech enterprises. There are mainly defects in the credit management system of commercial banks, imperfect laws and regulations of scientific and technological banks, weak activity of venture capital in Shanghai. The reasons for the low investment rate of local enterprises, the low efficiency of government support and mismatch with the demand of technology-based enterprises, the high threshold of equity financing, the low financing efficiency of the new three boards, the lack of a perfect information service platform for technology-based enterprises, At the same time, it analyzes its influence. Finally, this paper puts forward policy suggestions from five aspects: capital market, the interaction between traditional finance and science and technology finance, government support, science and technology branch and solving the problem of information mismatch, so as to improve the rare predicament of science and technology enterprises.
【学位授予单位】：上海师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F276.44;F832

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