系统重要性银行监管框架设计:基于金融包容视角
发布时间：2018-08-27 10:09
【摘要】：次贷危机以来,世界各国金融监管理念发生了明显的变化,即更加注重安全,更加注重效率,更加注重公平,更加注重包容。事实上,金融包容和金融稳定是相辅相成的,金融包容也有利于对金融消费者的保护,达到金融监管的目的。然而,各国金融法改革关注的重点仍然是后知后觉地对金融危机的预防,金融包容还没有在现代金融法中找到其应有的位置。本文实证分析了2011年5月中国银监会发布的《关于中国银行业实施新监管标准的指导意见》对中国系统重要性银行监管的有效性,验证了新监管标准的变化对非系统重要性银行的公平性,提出了基于金融包容视角对系统重要性银行进行有效监管的新主张。
[Abstract]:Since the subprime mortgage crisis, the concept of financial supervision in the world has changed obviously, that is, pay more attention to security, efficiency, fairness and tolerance. In fact, financial inclusion and financial stability complement each other, and financial inclusion is also conducive to the protection of financial consumers to achieve the purpose of financial supervision. However, the focus of financial law reform in various countries is still the prevention of financial crisis, and financial tolerance has not found its proper position in modern financial law. This paper empirically analyzes the effectiveness of the guidance on the implementation of the new banking regulatory standards issued by the China Banking Regulatory Commission in May 2011 for the regulation of systemically important banks in China. It verifies the fairness of the change of the new regulatory standards to non-systemically important banks, and puts forward a new proposition of effective supervision of systemically important banks based on the perspective of financial inclusion.
【作者单位】： 山西财经大学财政金融学院;太原科技大学经济与管理学院;中国社会科学院财经战略研究院;
【基金】：国家社会科学基金重点项目“‘十三五’时期我国的金融安全战略研究”(批准号:15AJY017)
【分类号】：F832.1
本文编号：2206964
[Abstract]:Since the subprime mortgage crisis, the concept of financial supervision in the world has changed obviously, that is, pay more attention to security, efficiency, fairness and tolerance. In fact, financial inclusion and financial stability complement each other, and financial inclusion is also conducive to the protection of financial consumers to achieve the purpose of financial supervision. However, the focus of financial law reform in various countries is still the prevention of financial crisis, and financial tolerance has not found its proper position in modern financial law. This paper empirically analyzes the effectiveness of the guidance on the implementation of the new banking regulatory standards issued by the China Banking Regulatory Commission in May 2011 for the regulation of systemically important banks in China. It verifies the fairness of the change of the new regulatory standards to non-systemically important banks, and puts forward a new proposition of effective supervision of systemically important banks based on the perspective of financial inclusion.
【作者单位】： 山西财经大学财政金融学院;太原科技大学经济与管理学院;中国社会科学院财经战略研究院;
【基金】：国家社会科学基金重点项目“‘十三五’时期我国的金融安全战略研究”(批准号:15AJY017)
【分类号】：F832.1
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