中国建设银行成都X支行经营模式转型研究

发布时间：2018-11-09 16:55

【摘要】：新常态背景下,全球化趋势更为明显,产业结构转型升级加速,科技创新影响更为深远。我国银行业更应加速转型以求生存发展。本文以中国建设银行成都X支行为例,通过研究其经营模式转型路径,以求以点带面,得出可能适用于我国国有商业银行经营模式转型的参考建议。文章首先介绍了本文的研究背景、研究意义、研究方法等,同时也指出了可能的创新和不足。其次,文章梳理了与银行经营模式相关的理论,在总结相应理论的最新研究进展的基础上,也对其在银行转型中的应用做出了自己的分析。同时也从历史和现状两个角度分析国内外银行经营模式,在将两种模式加以对比的基础上,总结出了西方银行业中值得我国银行业转型发展中加以借鉴的因素。再次,文章对于X支行所面临的问题进行了具体分析,同时也分析了相应问题的成因。根据本文的分析,X支行的问题主要集中在观念、制度、人才队伍和产品服务四个方面,同时又从宏观、行业、市场和区域因素四个层面,对影响因素进行了分析。最后,针对提到的问题,文章提出了解决策略。针对观念上的问题,主要是加强学习和教育工作,通过宣传示范的作用进行观念转变。针对制度上的问题,则是通过强化领导团队建设、建立健全决策机制和激励机制等来加以实现。针对人才队伍问题,则主要通过改善现有的选拔机制和用人制度,通过合理安排人员岗位、健全人才流动机制等来完善。针对产品服务的问题,则主要是强化创新意识和业务学习等方法来完善全员学习机制。
[Abstract]:Under the background of the new normal, the trend of globalization is more obvious, the industrial structure transformation and upgrading is accelerated, and the impact of scientific and technological innovation is more far-reaching. The banking industry of our country should speed up the transformation in order to survive and develop. This paper takes Chengdu X Branch of China Construction Bank as an example, by studying the transformation path of its management mode, in order to obtain the reference suggestions which may be applicable to the transformation of management mode of state-owned commercial banks in China. This paper first introduces the research background, significance, research methods, and points out the possible innovations and shortcomings. Secondly, the article combs the theory related to the banking business model, and on the basis of summarizing the latest research progress of the corresponding theory, it also makes its own analysis on its application in the banking transformation. At the same time, it also analyzes the domestic and foreign banking management models from the historical and present point of view. On the basis of comparing the two models, the paper summarizes the factors in the western banking industry that are worthy of reference in the transformation and development of China's banking industry. Thirdly, the paper analyzes the problems faced by X Branch, and analyzes the causes of the corresponding problems. According to the analysis of this paper, the problems of X branch mainly focus on four aspects: concept, system, talent team and product service. At the same time, the influence factors are analyzed from four aspects: macroscopic, industry, market and regional factors. Finally, according to the mentioned problem, the paper puts forward the solution strategy. Aiming at the problem of concept, we should strengthen the work of study and education, and change our ideas by propagating the role of demonstration. Aiming at the problems of system, it is realized by strengthening the construction of leadership team, establishing and perfecting decision-making mechanism and incentive mechanism. In order to solve the problem of talent force, we can improve the existing selection mechanism and employment system, arrange the personnel position reasonably and perfect the talent flow mechanism. In order to solve the problem of product service, we should strengthen innovation consciousness and business learning to perfect the whole learning mechanism.
【学位授予单位】：四川师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33

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