我国民间金融及其对城镇化影响的实证研究
发布时间：2018-12-18 20:21
【摘要】：当前,城镇化建设已然成为了我国社会经济发展的重要推动力。目前,我国正处于城镇化快速发展的阶段,城镇化建设进程取得了令人瞩目的成绩。然而城镇化的发展离不开资金的支持,据国家发改委相关测算表明,到2020年我国城镇化建设所需资金将超过40万亿元。如此大的资金需求,仅仅依靠政府和正规金融部门的支持是不够的,若能将民间金融在城镇化建设中的作用发挥出来,充分挖掘民间金融的潜力,那么城镇化建设中的资金短缺问题便能得到有效缓解。基于我国城镇化建设资金短缺的大背景下,本文展开了关于民间金融与城镇化关系的研究。本文首先介绍了研究背景及意义,并对国内外相关文献进行了回顾,拟定了本文的研究内容和基本框架。其次对民间金融和城镇化的内涵进行了界定,并回顾了民间金融、城镇化和发展经济学相关基础理论。随后从理论上对民间金融的城镇化影响进行了探析,主要对我国民间金融的现状进行了描述,并采用θ值法估算出了我国民间金融的规模;其次从我国城镇化进程的融资需求角度进行了分析,最后以制度变迁为切入点,分析了制度变迁中民间金融与城镇化之间的关系。紧接着本文展开了民间金融对城镇化影响的实证研究,采用了面板数据分析法,将民间金融规模指标与新型城镇化指标相结合,从实证的角度分析了民间金融与城镇化之间的关系,为前文的理论研究提供了数据支持。最后根据前文的分析结果,发现民间金融在促进农村人口向城镇转移方面的作用最强、其次是对于促进城镇产业结构升级方面发挥的作用、第三是在城镇就业方面发挥的作用。为使民间金融更好地服务于城镇化建设,本文针对我国民间金融和城镇化建设现状提出了相关政策建议。
[Abstract]:At present, the construction of urbanization has become an important driving force for the social and economic development of our country. At present, China is in the stage of rapid development of urbanization, urbanization construction process has made remarkable achievements. However, the development of urbanization can not be separated from the support of funds. According to the relevant calculations of the National Development and Reform Commission, the capital required for the construction of urbanization in China will exceed 40 trillion yuan by 2020. It is not enough to rely solely on the support of the government and the formal financial sector for such a large capital demand. If the role of private finance in the construction of urbanization can be brought into full play, the potential of private finance can be fully exploited. So the problem of capital shortage in urbanization construction can be effectively alleviated. Based on the background of capital shortage in urbanization construction, this paper studies the relationship between private finance and urbanization. This paper first introduces the background and significance of the research, reviews the relevant literature at home and abroad, and draws up the research content and basic framework of this paper. Secondly, it defines the connotation of folk finance and urbanization, and reviews the basic theories of folk finance, urbanization and development economics. Then it analyzes the influence of the urbanization of folk finance theoretically, mainly describes the current situation of the folk finance in China, and estimates the scale of the folk finance in our country by 胃 value method. Secondly, from the perspective of the financing demand of urbanization process in China, the paper analyzes the relationship between folk finance and urbanization in the process of institutional change from the point of view of institutional change. Then, this paper carries out an empirical study on the impact of private finance on urbanization, and adopts panel data analysis method to combine the scale index of private finance with the new urbanization index. From the perspective of empirical analysis of the relationship between private finance and urbanization, this paper provides data support for the previous theoretical research. Finally, according to the above analysis results, we find that private finance plays the strongest role in promoting the transfer of rural population to cities and towns, followed by the role of promoting the upgrading of urban industrial structure, and the third is the role of urban employment. In order to make the folk finance serve the urbanization construction better, this paper puts forward the relevant policy suggestions in view of the current situation of the folk finance and urbanization construction in our country.
【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832;F299.21
本文编号：2386446
[Abstract]:At present, the construction of urbanization has become an important driving force for the social and economic development of our country. At present, China is in the stage of rapid development of urbanization, urbanization construction process has made remarkable achievements. However, the development of urbanization can not be separated from the support of funds. According to the relevant calculations of the National Development and Reform Commission, the capital required for the construction of urbanization in China will exceed 40 trillion yuan by 2020. It is not enough to rely solely on the support of the government and the formal financial sector for such a large capital demand. If the role of private finance in the construction of urbanization can be brought into full play, the potential of private finance can be fully exploited. So the problem of capital shortage in urbanization construction can be effectively alleviated. Based on the background of capital shortage in urbanization construction, this paper studies the relationship between private finance and urbanization. This paper first introduces the background and significance of the research, reviews the relevant literature at home and abroad, and draws up the research content and basic framework of this paper. Secondly, it defines the connotation of folk finance and urbanization, and reviews the basic theories of folk finance, urbanization and development economics. Then it analyzes the influence of the urbanization of folk finance theoretically, mainly describes the current situation of the folk finance in China, and estimates the scale of the folk finance in our country by 胃 value method. Secondly, from the perspective of the financing demand of urbanization process in China, the paper analyzes the relationship between folk finance and urbanization in the process of institutional change from the point of view of institutional change. Then, this paper carries out an empirical study on the impact of private finance on urbanization, and adopts panel data analysis method to combine the scale index of private finance with the new urbanization index. From the perspective of empirical analysis of the relationship between private finance and urbanization, this paper provides data support for the previous theoretical research. Finally, according to the above analysis results, we find that private finance plays the strongest role in promoting the transfer of rural population to cities and towns, followed by the role of promoting the upgrading of urban industrial structure, and the third is the role of urban employment. In order to make the folk finance serve the urbanization construction better, this paper puts forward the relevant policy suggestions in view of the current situation of the folk finance and urbanization construction in our country.
【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832;F299.21
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