滁州市跨境人民币业务监管研究

发布时间：2019-01-30 10:57

【摘要】：随着人民币国际化的逐步深化,资本项目逐渐实现可兑换,跨境人民币业务迅猛发展,跨境流动资金结算量大幅上升,跨境收支涉及的境外地域范围不断扩大,人民币在国际上的使用频率也保持较快速的提高,与人民币实现货币互换的国家数量日趋扩大,跨境支付系统的上线更是推动人民币清算安排覆盖到更广阔的地区,人民币的使用水平和美元、欧元、日本等当前主要国际货币之间的差距持续缩小。随着跨境人民币的迅速发展,其业务经营范围的变化以及日益频繁的资金流动给我们带来了前所未有的风险。与日新月异的跨境人民币发展相比较,跨境人民币监管则刚刚起步,各类业务监管架构才初步设立,如何健全跨境人民币监管,是本文的主要内容。本论文首先对滁州市跨境人民币业务监管现状和成效进行了总结,然后对监管中存在的各种问题进行了分析,接着介绍了与我国有相同或类似发展经历的把戏和韩国货币跨境业务监管成功经验,以及货币跨境业务起步较早的美国和日本的经验,引以为鉴,最后结合国际经验,就完善存在问题提出相应的措施和对策。本文从滁州市跨境人民币监管的现状出发,针对监管中亟待解决的问题进行了分析,并针对问题提出具操作性、可行性的建议,希望能够对滁州市人行开展跨境人民币监管有一定的应用价值,并为其他基层人行提供有益的借鉴,从而使得人民银行在跨境人民币监管上及时转变角色,适应切实的现实需求,促使跨境人民币业务更加稳健快速的推进。
[Abstract]:With the gradual deepening of RMB internationalization, the capital account has gradually realized convertibility, the cross-border RMB business has developed rapidly, the amount of cross-border liquidity settlement has increased substantially, and the scope of cross-border revenues and expenditures involved in overseas areas has been continuously expanded. The frequency of RMB use in the international community has also maintained a relatively rapid increase. The number of countries that have realized currency swaps with the renminbi has been expanding day by day, and the introduction of cross-border payment systems has even pushed renminbi settlement arrangements to cover a wider range of areas. The gap between the level of RMB use and the current major international currencies, such as the dollar, the euro and Japan, continues to narrow. With the rapid development of cross-border RMB, the changes of its business scope and the increasingly frequent capital flows have brought us unprecedented risks. Compared with the rapid development of cross-border RMB, cross-border RMB supervision is just in its infancy, and all kinds of business regulatory framework has just been set up. How to improve cross-border RMB supervision is the main content of this paper. This paper first summarizes the current situation and effectiveness of cross-border RMB business supervision in Chuzhou, and then analyzes the various problems existing in the supervision. Then it introduces the same or similar development experience as our country and the successful experience of Korean currency cross-border business supervision, as well as the experience of the United States and Japan, where the cross-border currency business started earlier, and draws lessons from it. Finally, it combines with international experience. Put forward the corresponding measures and countermeasures to perfect the existing problems. Starting from the current situation of cross-border RMB supervision in Chuzhou, this paper analyzes the problems that need to be solved in supervision, and puts forward some practical and feasible suggestions. It is hoped that it will be of some practical value for the people's Bank of Chuzhou to carry out cross-border RMB supervision and provide useful reference for other grass-roots banks, thus enabling the people's Bank of China to change its role in cross-border RMB supervision in a timely manner. To meet the practical needs, to promote cross-border RMB business more robust and rapid progress.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.6

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