信息结构、制度变迁与金融风险演进
发布时间：2018-09-13 11:11
【摘要】： 本文立足于演化经济学和信息范式对金融风险进行理论阐释和具体考量。文章先系统回顾了可能对主流经济学形成挑战的两个经济学分析范式：描绘群体演进的达尔文-范勃伦范式和描绘个体微观差异的信息范式；继而，以信息空间理论为起点，探索了打通两个范式的可能，从而建立起能有效描绘宏观制度扩展和制度演进的信息经济学基础，并籍以建立起两个模拟性模型，以对历来被视为无法模型化的制度和制度变迁进行了形式化的描述。在信息与制度的意义上，文章进而考察了风险与金融风险的经济学与经济史学含义，贯通了信息结构变迁、制度变迁与风险演进和金融风险演进这两个领域，构建起信息-制度-风险-金融风险的逻辑推演框架。以此为基础，文章对我国的经济结构与金融结构的现状和演进逻辑进行了理论归纳，并据以考量了我国目前的商业银行系统风险与股票市场系统风险，，指出这两类风险异曲同工，都植根于既有的制度环境和制度结构，是中国经济结构(在一个比较长的历史跨度内)历时演变导致的产物；文章接着探讨了化解这两类风险的途径，即打破既有路径依赖，推动制度分岔性变迁展开。 文章创新之处主要体现在以下几点：通过对既有文献的广泛深入了解，归纳出两个可能对主流经济学形成挑战的经济学研究范式；通过模型化模拟，探讨了将两个范式相互融会贯通、从而建立起具有更好解释能力和预测能力的理论体系的可能；在上述理论体系下对风险与金融风险进行了经济理论和经济史理论层面上的阐释；以上述阐释为基础，对我国经济结构与金融结构特点进行了理论归纳，对我国目前的商业银行系统风险与股票市场系统风险进行了深入剖析，并总结出可行的化解途径。
[Abstract]:Based on evolutionary economics and information paradigm, this paper interprets and considers financial risks theoretically and concretely. This paper systematically reviews two economic analysis paradigms that may challenge mainstream economics: Darwinian van Buren paradigm that depicts the evolution of groups and the information paradigm that depicts individual microcosmic differences, and then starts with the theory of information space. This paper explores the possibility of opening up the two paradigms so as to establish the foundation of information economics that can effectively describe the macro-institutional expansion and institutional evolution, and establish two simulative models. The formal description of institutional and institutional changes, which have been regarded as impossible to model, is given in this paper. In the sense of information and institution, the article further examines the economics and economic history of risk and financial risk, and links the two fields of information structure change, institutional change and risk evolution and financial risk evolution. Construct the logical inference frame of information-institution-risk-financial risk. On the basis of this, the paper summarizes the present situation and evolution logic of economic and financial structure in China, and considers the system risk of commercial bank and stock market. It is pointed out that these two kinds of risks are both rooted in the existing institutional environment and institutional structure and are the product of the diachronic evolution of China's economic structure (in a relatively long historical span). The paper then discusses the ways to resolve these two kinds of risks, that is, to break the existing path dependence and promote institutional bifurcation. The innovation of this paper is mainly reflected in the following points: through the extensive and in-depth understanding of the existing literature, two economic research paradigms that may challenge mainstream economics are summed up; The possibility of integrating the two paradigms into each other and establishing a theoretical system with better interpretation and prediction ability is discussed. Under the above theoretical system, this paper explains the economic theory and the economic history theory of the risk and financial risk, and sums up the characteristics of the economic structure and the financial structure of our country on the basis of the above explanation. This paper analyzes the system risk of commercial bank and stock market, and summarizes the feasible ways to solve it.
【学位授予单位】：厦门大学
【学位级别】：博士
【学位授予年份】：2003
【分类号】：F0;F830
本文编号：2241005
[Abstract]:Based on evolutionary economics and information paradigm, this paper interprets and considers financial risks theoretically and concretely. This paper systematically reviews two economic analysis paradigms that may challenge mainstream economics: Darwinian van Buren paradigm that depicts the evolution of groups and the information paradigm that depicts individual microcosmic differences, and then starts with the theory of information space. This paper explores the possibility of opening up the two paradigms so as to establish the foundation of information economics that can effectively describe the macro-institutional expansion and institutional evolution, and establish two simulative models. The formal description of institutional and institutional changes, which have been regarded as impossible to model, is given in this paper. In the sense of information and institution, the article further examines the economics and economic history of risk and financial risk, and links the two fields of information structure change, institutional change and risk evolution and financial risk evolution. Construct the logical inference frame of information-institution-risk-financial risk. On the basis of this, the paper summarizes the present situation and evolution logic of economic and financial structure in China, and considers the system risk of commercial bank and stock market. It is pointed out that these two kinds of risks are both rooted in the existing institutional environment and institutional structure and are the product of the diachronic evolution of China's economic structure (in a relatively long historical span). The paper then discusses the ways to resolve these two kinds of risks, that is, to break the existing path dependence and promote institutional bifurcation. The innovation of this paper is mainly reflected in the following points: through the extensive and in-depth understanding of the existing literature, two economic research paradigms that may challenge mainstream economics are summed up; The possibility of integrating the two paradigms into each other and establishing a theoretical system with better interpretation and prediction ability is discussed. Under the above theoretical system, this paper explains the economic theory and the economic history theory of the risk and financial risk, and sums up the characteristics of the economic structure and the financial structure of our country on the basis of the above explanation. This paper analyzes the system risk of commercial bank and stock market, and summarizes the feasible ways to solve it.
【学位授予单位】：厦门大学
【学位级别】：博士
【学位授予年份】：2003
【分类号】：F0;F830
【引证文献】
相关期刊论文 前1条
1 张杰;;浅析我国金融控股公司的风险暴露[J];现代经济(现代物业下半月刊);2008年07期
相关硕士学位论文 前1条
1 张钫;东亚新兴债券市场的风险问题研究[D];上海社会科学院;2006年
本文编号：2241005
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