我国货物运输保险需求影响因素实证研究——基于省级面板数据

发布时间：2018-01-30 19:01

本文关键词： 货物运输保险需求影响因素固定效应模型　出处：《武汉金融》2017年10期 　论文类型：期刊论文

【摘要】：本文选取我国30个省市(西藏除外)1997-2015年的相关数据,运用固定效应模型分析经济发展、社会因素和保险供给对我国货运保险需求的影响。研究发现经济发展、保险深度、保险密度、货运规模等变量对货运保险需求有显著影响,而风险因素和产品价格对货运保险需求的影响不显著。笔者据此提出了加快货运保险发展和加大货运保险宣传等建议,以提高我国货运保险需求水平。
[Abstract]:In this paper, the data of 30 provinces and cities in China (except Tibet) from 1997 to 2015 are selected, and the fixed effect model is used to analyze the economic development. The influence of social factors and insurance supply on the demand for freight insurance in China. The study found that the economic development, insurance depth, insurance density, freight size and other variables have a significant impact on the demand for freight insurance. However, the risk factors and product prices have no significant influence on the demand for freight insurance. Therefore, the author puts forward some suggestions such as speeding up the development of freight insurance and increasing the publicity of freight insurance in order to improve the demand level of freight insurance in China.
【作者单位】：重庆邮电大学;
【分类号】：F512.3;F842.6
【正文快照】： 一、引言货物运输保险是物流业中的重要环节之一,是物流业运行和发展的重要前提。在物流业的飞速发展和保险市场激烈竞争的环境下,货物运输保险已经成为物流业发展的前提保障和保险公司发展的主要险种之一。促进货物运输保险发展对我国保险业和物流业都有十分重大意义,但目前

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