不同土地流转模式下的农地经营权抵押属性比较

发布时间：2018-01-22 16:49

本文关键词： 农地经营权抵押土地流转模式权属完备性　出处：《农业经济问题》2017年02期 　论文类型：期刊论文

【摘要】：出于"德·索拖效应"和"锡文担忧"的考虑,我国实行农地经营权抵押。农地经营权获取方式不同,其权属完备性不同,抵押价值及处置难度也不同,从而抵押效果也不同。承包地农户拥有完整的农地经营权,但抵押价值低、交易成本高;租入的农地若多年租金一次性支付,则期限内权属完备,是较好的抵押物;入股方式取得的农地经营权具有完整的物权属性和较好的担保属性,但"保租分红"尤其是"保租"年付合约又降低了其抵押性能。
[Abstract]:Due to the consideration of "the effect of de" and "Xiwen worry", the right to manage farmland is mortgaged in our country. Different ways of obtaining the right of management of agricultural land have different completeness of ownership, and the value of mortgage and the difficulty of disposal are also different. As a result, the effect of mortgage is also different. Farmers of contracted land have complete farmland management right, but the value of mortgage is low and the transaction cost is high. If many years of rent is paid at one time, the property right is complete within the time limit, and it is a good mortgage. The management right of farmland acquired by the way of equity acquisition has the property of real right and good guarantee property, but the annual payment contract of "guaranteed rent", especially the annual contract of "guaranteed rent", reduces its mortgage performance.
【作者单位】：中国人民大学农业与农村发展学院;
【基金】：国家社会科学基金重大项目“有助于‘三农’问题解决的城乡发展一体化体制机制与政策研究”(编号13&ZD023) 北京市社科重大项目“北京都市型现代农业与城乡一体化发展的金融服务创新研究”(编号:15ZDA16) 国家自然科学基金青年项目“农村正规金融发展、金融空间演化与县域内城乡收入差距”(编号:71603306) 清华大学中国农村研究院2013年研究课题“农村土地承包经营权抵押贷款的现状、问题与对策”(编号:CIRS2013-8)
【分类号】：F321.1;F832.43
【正文快照】： 一、问题的提出在我国以商业性金融为主导的农村金融体系农业经营主体难以获得资本,并不是因为其天然缺中,抵押担保缺乏是农村信贷主体特别是农户面临乏抵押物,而是缺乏必要的抵押制度供给,尤其是信贷排斥的一个重要原因(马九杰等,2010)。但产权制度**?,因此,进行产权和抵押制

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