新型农村养老保险发展现状问题及对策——以广西荔浦县为例

发布时间：2018-02-26 04:15

本文关键词： 新型农村养老保险参保率基金投资农村收入水平　出处：《现代商业》2016年35期 　论文类型：期刊论文

【摘要】：随着人口老龄化的加剧,我国的居民对养老保险的需求也日益增长。但是我国的养老制度不尽完善,这种不完善在农村的中老年社会人员养老保险问题中显得十分突出。目前我国农村经济发展不平衡,很多地区,农村仍主要是以土地和家庭养老为主。社会保险需要国家财政做后盾,目前国家财政尚无此能力。农村养老保险的实施情况直接关系到了农村老人晚年的生活质量,也在一定程度上影响到农村地区的稳定发展,因此,从我国农村的实际出发,坚持低标准,以保障老年人基本生活为目的,建设好农村养老保险制度意义重大。到目前为止,新型农村养老保险制度实施良好,但在执行的过程中,也出现了一些问题。本文通过对荔浦县新型农村养老制度进行了深入分析,提出了相应的完善建议。
[Abstract]:With the aggravation of the aging population, the demand for pension insurance is also increasing. However, the pension system of our country is not perfect. This kind of imperfection appears to be very prominent in the problem of old-age pension insurance for middle-aged and elderly social personnel in rural areas. At present, the development of rural economy in our country is not balanced, many regions, Rural areas are still mainly based on land and family pension. Social insurance needs the support of the state finance. At present, the state finance does not have the capacity to do so. The implementation of rural old-age insurance has a direct bearing on the quality of life of the rural elderly in their old age. To some extent, it also affects the stable development of rural areas. Therefore, it is of great significance to start from the reality of our country's rural areas, to adhere to low standards, to ensure the basic life of the elderly, and to build a good rural old-age insurance system. So far, The implementation of the new rural old-age insurance system is good, but in the process of implementation, there are some problems. This paper makes a thorough analysis of the new rural old-age insurance system in Lipu County, and puts forward corresponding suggestions to improve it.
【作者单位】：广西师范学院经济与管理学院;
【分类号】：F323.89;F842.67

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