村级发展互助资金对农户农业生产投资和收入的影响——基于宁夏13县37个贫困村655户农户的经验证据

发布时间：2018-03-06 22:38

本文选题：村级发展互助资金　切入点：农业生产投资　出处：《南京农业大学学报(社会科学版)》2017年04期 　论文类型：期刊论文

【摘要】：村级发展互助资金是缩小贫困地区金融供需缺口,实现金融精准扶贫政策目标的重要举措。本文分析互助资金的运行与减贫机制,利用宁夏13个县37个贫困村655户农户的调研数据,运用PSM方法克服截面数据可能带来样本自选择的内生性问题,系统评估互助资金对农户农业生产投资和收入的影响。结果表明,互助资金利用合作金融制度优势增加了贫困村农户的信贷机会;参与互助资金会使农户农业生产投资显著增加101%,农业收入显著增加97%,人均纯收入显著增加13%。据此提出了充分发挥财政资金对金融扶贫的资金撬动和放大作用,进一步推动互助资金与当地优势特色产业结合等政策建议。
[Abstract]:The development mutual fund at village level is an important measure to narrow the gap between financial supply and demand in poor areas and to realize the policy goal of financial precision poverty alleviation. This paper analyzes the operation of mutual funds and the mechanism of poverty reduction. Based on the survey data of 655 peasant households in 37 poor villages in 13 counties of Ningxia, the PSM method is used to overcome the endogenous problem that cross-section data may bring about self-selection of samples. The effects of mutual funds on farmers' agricultural production investment and income are systematically evaluated. The results show that mutual funds make use of the advantages of cooperative finance system to increase the credit opportunities of rural households in poor villages. Participation in mutual aid funds will significantly increase agricultural production investment by 101%, agricultural income by 97%, and per capita net income by 13%. On this basis, it is proposed that the role of financial funds in helping the poor be fully leveraged and magnified. Further promote mutual funds and local advantages of the combination of characteristic industries and other policy recommendations.
【作者单位】：南京农业大学经济管理学院;宁夏大学经济管理学院;南京农业大学金融学院;
【基金】：国家哲学社会科学基金重点项目“信息化趋势下普惠金融发展问题研究”(15AJY020) 国家自然科学基金项目“六盘山连片特困地区农户发展能力评估”(71263042) 宁夏哲学社会科学规划项目“宁夏村级互助资金精准扶贫效果评估”(16NXBYJ08)
【分类号】：F327

【相似文献】