农产品加工业项目融资可得性影响因素研究——基于工业面板数据的比较分析

发布时间：2018-04-10 22:14

本文选题：农产品加工业 + 贷款可得性　；参考：《经济问题》2017年04期

【摘要】：为了解和掌握农产品加工业项目融资可得与排斥状况的影响因素,首先利用包括农产品加工业在内37个工业子产业面板数据,构建固定资产投资贷款占比影响因素的双固定效应模型,发现投资规模、国有投资占比、资产负债率三因素对融资可得性影响显著。随后计算得到三因素对农产品加工业贷款可得性差距的作用程度。通过分析得出以下结论:投资规模和国有投资占比差距是导致农产品加工业贷款可得性较差的主要原因,但从时间序列看两项差距有不断缩小趋势;农产品加工业偿债能力指标表现较好,对产业贷款可得性起到一定改善作用,但持续改善空间有限。最后提出改善产业规模化经营和政府参与水平的相应政策建议。
[Abstract]:In order to understand and understand the factors affecting the availability and exclusion of financing for agro-processing projects, the panel data of 37 industrial subindustries, including agro-processing industries, are first used.The double fixed effect model of the influencing factors of fixed assets investment loan ratio is constructed. It is found that the scale of investment, the proportion of state-owned investment and the ratio of assets to liabilities have significant effects on the availability of financing.Then the effect of three factors on the gap in the availability of agricultural products processing industry loans was calculated.The conclusions are as follows: the difference of investment scale and the proportion of state-owned investment is the main reason for the poor availability of loans for agricultural products processing industry, but the two differences have a trend of narrowing from the perspective of time series;The index of debt repayment ability of agricultural products processing industry is better, which can improve the availability of industrial loans to some extent, but the room for continuous improvement is limited.Finally, it puts forward the corresponding policy suggestions to improve the industrial scale management and government participation level.
【作者单位】：中国农业科学院农业经济与发展研究所;中国农业发展银行;
【基金】：中国农业科学院科技创新工程项目(ASTIP-IAED-2016-03)
【分类号】：F326.5;F832.4

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