农民工养老保险参保行为与城市融合

发布时间：2018-04-17 10:02

本文选题：养老保险 + 参保行为　；参考：《中国人口·资源与环境》2017年02期

【摘要】：关于农民工城市融合问题的研究已经成为近年来学术界关注的热点。本文基于湖北省武汉市的实地调查,用order probit模型研究了养老保险参保行为对农民工城市融合的影响作用,并基于PSM方法对结论进行了稳健性检验。调查结果发现,农民工的城市融合程度普遍不高,67.3%的农民工参加了城乡居民养老保险,参加城镇职工养老保险的农民工比例只有9.3%。回归结果发现,相对于参加城乡居民基本养老保险的农民工来说,参加城镇职工基本养老保险的农民工城市完全融合的概率更大。对此可能的解释是,参加城镇职工基本养老保险制度是对农民工城市退休养老生活保障的正式承诺,降低其对未来城市养老生活不确定性的风险预期。同时,本文还进一步研究了影响农民工参加城镇职工基本养老保险的因素,发现个体的受教育程度、所从事行业、就业单位性质及就业单位是否按法规签订劳动合同等因素均影响农民工的城市融合程度。随着受教育程度的提高,农民工参加城镇职工养老保险的可能性增加;相对其他行业及单位,建筑行业和私营企业的农民工参加城镇职工养老保险的可能性更小。基于以上分析,本文提出了政府应加大监督力度,切实督查企业劳动用工规范,确保"应保尽保"、足额缴纳;企业应充分认识规范劳动用工制度的重要意义,提高经营风险意识;基层工会组织应发挥监督、代理功能,成立劳动争议协调组织,积极参与农民工社会保险相关事务的协调、监督工作;加大宣传力度,提高农民工自身权益保障意识。
[Abstract]:In recent years, the research on urban convergence of migrant workers has become a hot topic in academic circles.Based on the field investigation in Wuhan, Hubei Province, this paper uses order probit model to study the impact of pension insurance on the urban integration of migrant workers, and tests the robustness of the conclusion based on PSM method.The results show that 67.3% of migrant workers participate in urban and rural residents' pension insurance, and only 9.3% of migrant workers participate in urban workers' pension insurance.The regression results show that the probability of complete integration of rural migrant workers participating in urban and rural workers' basic old-age insurance is greater than that of rural migrant workers who participate in basic old-age insurance for urban and rural residents.The possible explanation is that participation in the basic old-age insurance system for urban workers is a formal commitment to the urban retirement and old-age life security of migrant workers and reduces their risk expectation for the uncertainty of urban old-age life in the future.At the same time, this paper also further studies the factors that affect migrant workers' participation in urban workers' basic old-age insurance, and finds out that the individual's education level, the industry in which they are engaged,The nature of the employment unit and whether the employment unit signs the labor contract in accordance with the laws and regulations affect the degree of urban integration of migrant workers.With the improvement of education, the possibility of migrant workers participating in urban workers' pension insurance increases; compared with other industries and units, the construction industry and private enterprises of migrant workers participate in urban workers pension insurance is even less likely.Based on the above analysis, this paper puts forward that the government should strengthen the supervision, inspect the labor and employment standards of enterprises, ensure the full payment, and fully understand the significance of standardizing the labor employment system.The grass-roots trade union organizations should give full play to the functions of supervision and agency, set up labor dispute coordination organizations, take an active part in the coordination and supervision of the social insurance related affairs of migrant workers, increase the propaganda,We will improve the awareness of protecting the rights and interests of migrant workers.
【作者单位】：中南民族大学公共管理学院;中国城市民族与宗教事务治理研究中心;
【基金】：国家社会科学基金项目“医疗保险制度对农民工消费的影响研究”(批准号:15CGL046) 教育部人文社会科学研究青年基金“社会养老保险制度对农民工城市融合的影响研究”(批准号:15YJCZH118)
【分类号】：F842.67;F323.89

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