黑龙江省现代农业发展的金融支持研究

发布时间：2018-06-02 10:02

本文选题：现代农业 + 农村金融　；参考：《东北农业大学》2015年硕士论文

【摘要】：黑龙江省政府制定《黑龙江省“两大平原”现代农业综合配套改革试验金融改革方案》,旨在在“两大平原”现代农业改革试验中形成农业机械装备先进、农业组织生产方式优化、农业产业体系完备、城乡统筹发展的新格局。依托金融强有力的支持是黑龙江省发展现代农业的必经途径,因此系统地对黑龙江省金融支持现代农业发展的研究也显得尤为重要。本文通过对国内外研究综述分析加上基础理论指导,界定了农村金融支持现代农业发展的基本概念,运用了比较分析法和文献分析法,总结出黑龙江省金融支持现代农业发展的现状,黑龙江省金融支持现代农业的主要力量有政策性金融机构、商业性金融机构、合作性金融机构和保险机构。在阐述了以上现状的基础上,分析探究金融支持黑龙江省现代农业发展所存在的问题,主要有以下问题:农村金融制度不完善;政策性金融支持薄弱;商业银行支持力度不足;合作性金融机构自身缺陷严重;农业保险体系尚不完善。总结山东省、成都市和上海市金融支持农业发展的经验,得出对黑龙江省现代农业金融支持体系建设的若干启示,结合黑龙江省的实际情况,总结出黑龙江省金融支持现代农业发展的对策建议:改革创新农村金融机构体制;增强农业发展银行的支持力度,发挥其作为政策性金融的主体作用;引导商业银行支持现代农业发展;深化农村信用社改革,其自身的改革必须依靠国家给予更丰富、更直接有力的政策支持,改善农村信用社资产质量和状况,切实转换内部管理的机制,向长期可持续发展的方向迈进;强化农业保险机制支持现代农业发展,完善农业保险及再保险制度。总之,现代农业的发展是中国农村经济和社会发展的重要基础和途径。在现代农业的发展过程中,需要建立长效机制;需要政府、各金融机构等全力配合才能发展好黑龙江省现代农业,才能增加农民收入,才能推动农村经济发展。
[Abstract]:The Heilongjiang Provincial Government has formulated the "two Great Plains" Modern Agricultural Comprehensive supporting Reform Experimental Financial Reform Scheme in Heilongjiang Province, which aims to form advanced agricultural machinery and equipment in the "two Great Plains" modern agricultural reform experiments. Agricultural organization mode of production optimization, complete agricultural industrial system, urban and rural overall development of the new pattern. Relying on the strong support of finance is the necessary way to develop modern agriculture in Heilongjiang Province, so it is particularly important to systematically study the financial support of modern agriculture in Heilongjiang Province. This paper defines the basic concepts of rural finance supporting the development of modern agriculture through the analysis of domestic and foreign research and the guidance of basic theory, and applies the comparative analysis method and the literature analysis method. The present situation of financial support for modern agriculture in Heilongjiang Province is summarized. The main forces of financial support for modern agriculture in Heilongjiang Province are policy-oriented financial institutions, commercial financial institutions, cooperative financial institutions and insurance institutions. On the basis of expounding the present situation above, this paper analyzes and explores the problems existing in the financial support of modern agricultural development in Heilongjiang Province. The main problems are as follows: the rural financial system is not perfect, the policy financial support is weak, the commercial bank support is insufficient; Cooperative financial institutions have serious defects and the agricultural insurance system is not perfect. Summing up the experience of finance supporting agriculture development in Shandong, Chengdu and Shanghai, the author draws some enlightenment to the construction of modern agricultural financial support system in Heilongjiang Province, and combines with the actual situation of Heilongjiang Province. The countermeasures and suggestions of financial support for modern agricultural development in Heilongjiang Province are summarized as follows: reforming and innovating the rural financial institution system, strengthening the support of Agricultural Development Bank and giving full play to its main role as policy-oriented finance; To guide commercial banks to support the development of modern agriculture and deepen the reform of rural credit cooperatives, their own reform must rely on richer and more direct and effective policy support from the state to improve the quality and condition of assets of rural credit cooperatives, We should transform the internal management mechanism to the direction of long-term sustainable development, strengthen the agricultural insurance mechanism to support the development of modern agriculture, and perfect the agricultural insurance and reinsurance system. In short, the development of modern agriculture is China's rural economic and social development of an important basis and approach. In the course of the development of modern agriculture, it is necessary to establish a long-term mechanism, to develop modern agriculture in Heilongjiang Province, to increase farmers' income and to promote the development of rural economy by the full cooperation of the government and financial institutions.
【学位授予单位】：东北农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F327;F832

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