固原市金融支持农村精准扶贫的困境及对策研究
发布时间：2018-08-25 11:39
【摘要】：由于资源分布的不均衡和经济发展的不平衡性等原因,我国仍然有很多地区和人口处于贫困状态,消除贫困一直是国家努力解决的一个关键问题。2013年11月,习总书记在湖北湘西地区考察时指出,扶贫切忌空喊口号,要实事求是,因地制宜,要精准扶贫,从实际出发,不要定好高骛远的目标,重点强调了精准扶贫的重要性。随着金融在经济发展中作用日益突出,2013年,中办、国办出台了《关于创新机制扎实推进农村扶贫开发工作的意见》,2015年12月,中央出台了《中共中央国务院关于打赢脱贫攻坚战的决定》,明确了我国农村扶贫的总目标,提出了金融支持农村扶贫的一揽子政策,为农村金融支持精准扶贫提出了要求、指明了方向,因此研究如何实现金融有效支持农村精准扶贫问题具有重要意义。地处宁夏南部山区的固原市,既是国家六盘山集中连片特困扶贫区,也是红色革命老区,脱贫攻坚任务异常艰巨。随着金融在经济社会发展中作用的日益突出,国内外就如何做好金融支持扶贫和农村精准扶贫进行了一系列探索,因此,论文以固原市为实证研究对象,以精准扶贫为问题的切入点,在借鉴国内外关于贫困根源及金融扶贫研究和实践的基础上,立足于“不平衡增长理论”、“贫困的恶性循环理论”和“不完全竞争市场理论”,通过分析固原市贫困县区的贫困状况、固原市金融支持农村精准扶贫的实践、存在的困境及成因,有针对性地对固原市金融支持农村精准扶贫的对策措施进行论证。通过研究,论文基于对固原市的经济发展状况和扶贫现状进行整体的把握,结合固原市金融支持农村精准扶贫的实践,认为金融服务体系不健全、信贷投入不足、沟通协调机制不完善等是固原市金融支持农村精准扶贫面临的困境;扶贫标准的提高、扶贫难度的提升和超生等问题是固原市金融支持农村精准扶贫的挑战。针对上述状况,论文认为地方政府、金融机构以及贫困农户三方之间的博弈、逆向选择、利益冲突和制度不完善等是造成固原市金融支持农村精准扶困境的根本原因;在此基础上,从动态精确管理、小额信贷定价、金融服务水平以及发展碳汇交易以改善环境等五个方面,为固原市金融支持农村精准扶贫提出了对策建议。
[Abstract]:Owing to the unbalanced distribution of resources and the unbalanced development of economy, many areas and populations in China are still in poverty. Poverty eradication has always been a key issue for the state to solve. In November 2013, General Secretary Xi pointed out during his inspection in Xiangxi, Hubei Province, that poverty alleviation should not be empty slogans, be realistic and be based on local conditions. It is advisable for the central government to set a high goal for poverty alleviation and emphasize the importance of accurate poverty alleviation. The decision of the Academy on winning the battle against poverty made it clear the general goal of poverty alleviation in rural areas of China, put forward a package of policies on financial support for poverty alleviation in rural areas, put forward requirements and pointed out the direction for accurate poverty alleviation in rural financial support, so it is of great significance to study how to effectively support the accurate poverty alleviation in rural areas with financial support. Guyuan city in the mountainous area of the Ministry of China is not only an area of special poverty alleviation in Liupanshan, but also an old red revolutionary area. The task of getting rid of poverty is extremely arduous. Based on the theory of unbalanced growth, the theory of vicious circle of poverty and the theory of incomplete competition market, this paper analyzes the poverty situation in the poverty-stricken counties of Guyuan City. The practice of financial support for rural precise poverty alleviation in Guyuan City, the existing difficulties and causes of formation are pointed out, and the countermeasures and measures of financial support for rural precise poverty alleviation in Guyuan City are demonstrated. Practice shows that the financial service system is imperfect, the credit input is insufficient, and the communication and coordination mechanism is imperfect, which is the predicament of Guyuan's financial support for rural precise poverty alleviation; the improvement of poverty alleviation standards, the difficulty of poverty alleviation and the supernatant are the challenges of Guyuan's financial support for rural precise poverty alleviation. Game among the government, financial institutions and poor farmers, adverse selection, conflict of interest and imperfect system are the basic reasons for the dilemma of financial support for rural areas in Guyuan City. This paper puts forward countermeasures and suggestions for Guyuan's financial support for rural precision poverty alleviation.
【学位授予单位】：西北农林科技大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F323.8
本文编号：2202769
[Abstract]:Owing to the unbalanced distribution of resources and the unbalanced development of economy, many areas and populations in China are still in poverty. Poverty eradication has always been a key issue for the state to solve. In November 2013, General Secretary Xi pointed out during his inspection in Xiangxi, Hubei Province, that poverty alleviation should not be empty slogans, be realistic and be based on local conditions. It is advisable for the central government to set a high goal for poverty alleviation and emphasize the importance of accurate poverty alleviation. The decision of the Academy on winning the battle against poverty made it clear the general goal of poverty alleviation in rural areas of China, put forward a package of policies on financial support for poverty alleviation in rural areas, put forward requirements and pointed out the direction for accurate poverty alleviation in rural financial support, so it is of great significance to study how to effectively support the accurate poverty alleviation in rural areas with financial support. Guyuan city in the mountainous area of the Ministry of China is not only an area of special poverty alleviation in Liupanshan, but also an old red revolutionary area. The task of getting rid of poverty is extremely arduous. Based on the theory of unbalanced growth, the theory of vicious circle of poverty and the theory of incomplete competition market, this paper analyzes the poverty situation in the poverty-stricken counties of Guyuan City. The practice of financial support for rural precise poverty alleviation in Guyuan City, the existing difficulties and causes of formation are pointed out, and the countermeasures and measures of financial support for rural precise poverty alleviation in Guyuan City are demonstrated. Practice shows that the financial service system is imperfect, the credit input is insufficient, and the communication and coordination mechanism is imperfect, which is the predicament of Guyuan's financial support for rural precise poverty alleviation; the improvement of poverty alleviation standards, the difficulty of poverty alleviation and the supernatant are the challenges of Guyuan's financial support for rural precise poverty alleviation. Game among the government, financial institutions and poor farmers, adverse selection, conflict of interest and imperfect system are the basic reasons for the dilemma of financial support for rural areas in Guyuan City. This paper puts forward countermeasures and suggestions for Guyuan's financial support for rural precision poverty alleviation.
【学位授予单位】：西北农林科技大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F323.8
【引证文献】
相关硕士学位论文 前1条
1 陈曦;济宁市农村金融扶贫问题研究[D];新疆大学;2017年
，本文编号：2202769
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