安徽省家庭农场融资问题研究

发布时间：2018-12-16 14:05

【摘要】：家庭农场是我国现代农业发展的重要组织形式和主要推动力量,代表了今后现代农业的发展方向。家庭农场作为农业家庭经营的最高形式,有利于提升农业生产结构,促进农民增收,带动农村经济的发展。安徽省作为农业大省,家庭农场这一新型的农业经营主体也在显示出强大的生命力,各地积极探索发展家庭农场经营模式。然而,随着家庭农场的进一步发展,相应的问题也不断出现,其中与家庭农场生存发展直接相关的当属资金问题。融资困境成为制约安徽省家庭农场健康发展的瓶颈。因此,有必要进一步研究家庭农场的融资体系,为家庭农场发展提供更多的资金来源渠道,降低融资成本,旨在缓解安徽省家庭农场发展过程中出现的融资困境。本文以中小企业融资理论为分析工具,在已有统计调查的基础上总结安徽省家庭农场发展过程中的融资情况,剖析了存在的问题,并从家庭农场自身、金融体系因素、外部环境因素三个方面对其原因进行分析。其次选择了县域家庭农场做案例分析,了解安徽省基层家庭农场融资情况。然后借鉴国外发展比较成熟的家庭农场的发展成果,结合安徽省自身特点,提出应构建和加强安徽省家庭农场融资体系的对策和建议：(1)完善融资政策,创造保障家庭农场融资的良好制度环境；(2)推动农村金融改革,建立家庭农场信用评级体系； (3)积极拓宽新的抵押物,创新金融产品； (4)发展农业保险,建立健全农业风险保障机制； (5)提高家庭农场主体综合能力,加强内部融资； (6)建立健全家庭农场的社会化服务体系建设。
[Abstract]:Family farm is an important organizational form and main driving force for the development of modern agriculture in China, which represents the development direction of modern agriculture in the future. As the highest form of agricultural family management, family farm is helpful to promote the structure of agricultural production, increase farmers' income and promote the development of rural economy. As a big agricultural province, family farm, a new type of agricultural management subject, is also showing strong vitality in Anhui Province, and various localities actively explore the development of family farm management model. However, with the further development of the family farm, the corresponding problems appear constantly, among which the financial problems directly related to the survival and development of the family farm. Financing dilemma has become a bottleneck restricting the healthy development of family farms in Anhui Province. Therefore, it is necessary to further study the financing system of family farms, provide more sources of funds for the development of family farms, reduce financing costs, in order to alleviate the financing difficulties in the development of family farms in Anhui Province. Based on the theory of financing of small and medium-sized enterprises, this paper summarizes the financing situation in the development of family farms in Anhui Province on the basis of existing statistical investigation, analyzes the existing problems, and analyzes the factors of the family farms themselves and the financial system. External environmental factors are analyzed in three aspects. Secondly, the county family farm is selected as case study to understand the financing situation of grass-roots family farm in Anhui province. Then draw lessons from the development results of the mature family farms abroad, combining with the characteristics of Anhui Province, put forward the countermeasures and suggestions to build and strengthen the family farm financing system in Anhui Province: (1) perfect the financing policy, Creating a good institutional environment to guarantee the financing of family farms; (2) promoting rural financial reform and establishing family farm credit rating system; (3) actively broadening new collateral and innovating financial products; (4) developing agricultural insurance and establishing and perfecting agricultural risk protection mechanism; (5) to improve the comprehensive ability of the main body of the family farm, to strengthen the internal financing, and (6) to establish and perfect the socialized service system of the family farm.
【学位授予单位】：安徽农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F324.1

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