徐州现代科技金融结合体系研究

发布时间：2018-01-11 04:26

本文关键词：徐州现代科技金融结合体系研究　出处：《安徽大学》2014年硕士论文　论文类型：学位论文

【摘要】：科学技术是第一生产力,金融是现代经济的核心。这两者都是经济腾飞中至关重要的因素,当它们共同作用时,能够表现出1+12的效果,产生更大的影响。在科技和金融要素共同作用的整体系统中,这两种要素能够进行有机的结合,从而实现更加合理的资源配置,更加迅速的科技发展以及更加实际的人才成长。除此之外,这种科技与金融的有机结合,还能够拉动区域范围内的科技和经济协同发展。从所属范围来看,科技金融应当归于产业金融之内,其含义可以从名称中看出,即科技产业与金融产业的结合。当今社会,经济想要发展,离不开科技的作用,而科技的不断改进也需要金融为其提供坚实的基础。科技创新如今已经成为我国政府、企业都十分关注的领域,其具有的高竞争力、高回报的特点使得社会各界都将其作为重点发展战略之一。然而,与此同时,科技创新也具有不容忽视的高风险性,需要的投入也很高,这在一定程度上阻碍了投资者的行动。科技成果固然具有较高的经济效益,但是其中存在一个价值链条,即资金保障科技研发,科技研发产生科技成果。因此,只有资金得到保障,才有可能获得科技成果,资金在科技创新中的地位至关重要,这一环节的问题往往制约了许多科技型企业的发展。鉴于此,在科技产业与金融产业进行合作的过程中,其实主要是科技企业获得融资,这些资金来源包括银行贷款、民间资本、风险投资以及资本市场。由于徐州本身的地理和经济条件,本地的科技型企业所处的社会资本环境和融资环境都相对优越,在融资方面取得了比较明显的成果。但是需要注意的是,本地科技型企业在对社会资本环境进行改善时遇到的最突出的问题仍然是融资上的困难。综上所述,本文拟对徐州市科技产业和金融产业结合的程度和主要阻碍进行分析,并据此为这两者的结合设计一种可行的模式,对处于不同发展阶段的科技型企业给出具有针对性的实施建议。
[Abstract]:Science and technology are the primary productive forces and finance is the core of the modern economy. Both are the most important factors in the economic take-off. When they work together, they can show a 12 percent effect. In the overall system of the interaction of science and technology and financial elements, these two elements can be combined organically to achieve a more rational allocation of resources. In addition, this combination of technology and finance can promote the coordinated development of science and technology and economy in the regional scope. Science and technology finance should belong to industrial finance, its meaning can be seen from the name, that is, the combination of science and technology industry and financial industry. Nowadays, if the economy wants to develop, it cannot leave the function of science and technology. The continuous improvement of science and technology also needs finance to provide a solid foundation for it. Science and technology innovation has become our government, enterprises are very concerned about the field, its high competitiveness. The characteristics of high returns make it one of the key development strategies. However, at the same time, scientific and technological innovation also has a high risk that can not be ignored, the need for investment is also very high. To a certain extent, this hinders the action of investors. Scientific and technological achievements have high economic benefits, but there is a value chain, that is, funds guarantee scientific and technological research and development, scientific and technological research and development produce scientific and technological achievements. Only when funds are guaranteed can we obtain scientific and technological achievements. The position of funds in scientific and technological innovation is very important. The problems in this link often restrict the development of many sci-tech enterprises. In the process of cooperation between science and technology industry and financial industry, in fact, it is mainly science and technology enterprises to obtain financing, these sources of funds include bank loans, private capital. Venture capital and capital market. Due to the geographical and economic conditions of Xuzhou, the social capital environment and financing environment of local science and technology enterprises are relatively superior. More obvious results have been achieved in financing. However, it should be noted that the most prominent problem encountered by local science and technology enterprises in improving the social capital environment is still the financing difficulties. This paper intends to analyze the degree and main obstacles of the combination of science and technology industry and financial industry in Xuzhou City, and design a feasible model for the combination of the two industries. This paper gives some suggestions on the implementation of science and technology enterprises in different development stages.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7;F124.3

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