资产价格波动对我国城镇居民财产性收入影响的实证研究

发布时间：2018-04-03 23:01

本文选题：财产性收入　切入点：收入差距　出处：《吉林大学》2014年硕士论文

【摘要】：改革开放以来，，我国经济呈现不断增长之势，作为我国居民收入重要来源之一的财产性收入对我国居民收入结构的影响越来越显著。近年来，随着房地产市场的繁荣发展以及股价波动对居民财产性收入分配的影响，我国居民人均财产性收入不断增长，我国城镇居民财产性收入进入了新的增长点。尽管如此，我国居民财产性收入占居民可支配收入的比重还不到3%。因此，如何进一步提高民众的财产性收入，成为党和政府关注的焦点问题，同时对推进我国收入分配制度改革意义重大。党的十七大报告中指出“要逐步提高居民收入在国民收入分配中的比重”、“创造条件让更多群众拥有财产性收入”，党的十八大报告又提出“多渠道增加居民财产性收入”的政策。由此可见，国家鼓励广大人民群众通过理财投资获得更多的财产性收入，并将创造条件增加居民财产性收入，继而调整我国居民收入分配结构。然而由于财产性收入在分配过程中具有“富者愈富，穷者愈穷”的马太效应，这将拉大居民收入差距。由于我国城镇居民财产性收入主要来源于房屋出租得到的租金以及对股票等有价证券投资获取的收益。因此，本文通过对我国城镇居民财产性收入现状的分析，深入研究资产价格波动对我国城镇居民财产性收入的影响关系，进而给出政策性建议，这不但有利于促进我国居民财产性收入的合理增长，而且有利于改善收入分配结构，缩小居民收入差距，实现共同富裕。在内容安排上，本文围绕研究主旨，布局如下：绪论属于概述部分。简要概述了论文的研究背景、研究意义，介绍了国内外的研究现状以及本文的研究内容和研究方法。第二章为理论基础。界定了财产性收入的概念，分析了财产性收入的内涵。并在此基础上梳理了财产性收入的影响因素，包括财产因素、个人因素、市场因素和制度因素。第三章为现状与问题分析。这部分首先分别从财产性收入的增速、结构、来源渠道三个方面对我国城镇居民财产性收入的现状进行总结。然后分析了我国城镇居民财产性收入对我国居民收入差距影响的正负效应。最后，利用实证方法研究了财产性收入对我国城镇居民收入差距的影响，并得出城镇居民财产性收入差距并不是导致总收入差距的主要原因的结论。第四章为实证分析。本部分分别利用VAR模型和面板数据模型实证分析了资产价格波动对我国城镇居民财产性收入的影响,并得出相应结论。第五章为政策建议。本部分结合我国当前国情，提出了有利于提高我国居民财产性收入的政策性建议。
[Abstract]:Since the reform and opening up, the economy of our country has been increasing continuously. As one of the important sources of income, the property income has more and more obvious influence on the income structure of our country's residents.In recent years, with the development of the real estate market and the impact of the stock price fluctuation on the distribution of the residents' property income, the per capita property income of the residents in China has been increasing, and the property income of the urban residents in China has entered a new growth point.Nevertheless, the proportion of property income to disposable income is less than 3%.Therefore, how to further improve the property income of the people has become the focus of attention of the Party and the government, and it is of great significance to promote the reform of income distribution system in China.In the report of the 17th National Congress of the CPC, it was pointed out that "it is necessary to gradually increase the proportion of residents' income in the distribution of national income" and "create conditions for more people to own property income."The report of the 18th National Congress of the Party also put forward the policy of "increasing residents' property income through multiple channels."It can be seen that the state encourages the masses to obtain more property income through financial management and investment, and will create conditions to increase residents' property income, and then adjust the income distribution structure of our country's residents.However, the property income has the Matthew effect of "the richer the richer, the poorer the poor" in the process of distribution, which will widen the income gap of residents.Since the property income of urban residents in China mainly comes from the rental of rental houses and the income from investment in securities such as stocks.Therefore, through the analysis of the present situation of the property income of the urban residents in our country, this paper deeply studies the relationship between the fluctuation of the asset price and the property income of the urban residents in our country, and then gives some policy suggestions.This is not only conducive to promoting the reasonable growth of the property income of Chinese residents, but also to improving the income distribution structure, narrowing the income gap of residents and realizing common prosperity.In terms of content arrangement, this paper focuses on the main purpose of the study, the layout of which is as follows:The introduction belongs to the general part.This paper briefly summarizes the research background and significance of the paper, introduces the current research situation at home and abroad as well as the research contents and methods of this paper.The second chapter is the theoretical basis.The concept of property income is defined and the connotation of property income is analyzed.On this basis, the influence factors of property income, including property factors, personal factors, market factors and institutional factors are combed.The third chapter is the current situation and problem analysis.This part firstly summarizes the present situation of the property income of urban residents in China from three aspects: the growth rate, the structure and the source channel of the property income.Then it analyzes the positive and negative effects of the property income on the income gap.Finally, the paper studies the effect of property income on the income gap of urban residents in China, and draws the conclusion that the property income gap of urban residents is not the main cause of the income gap.The fourth chapter is empirical analysis.In this part, VAR model and panel data model are used to analyze the impact of asset price fluctuation on the property income of urban residents in China, and the corresponding conclusions are drawn.The fifth chapter is the policy suggestion.Based on the current situation of our country, this part puts forward some policy suggestions to improve the property income of Chinese residents.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F224;F726;F126.2

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