中国经济转型升级的金融支持研究

发布时间：2018-04-25 11:27

本文选题：经济转型升级 + 金融发展　；参考：《华东师范大学》2014年硕士论文

【摘要】：经历改革开放以来30多年的跨越式增长,中国经济建设取得了举世瞩目的成就。但与此同时,产业结构不合理不高级、内需外需及投资消费失衡、粗放式增长不可持续、技术创新能力薄弱等问题也日益凸显。中国经济若要实现持续稳定发展,必须依靠转型升级。而经济转型升级需要大量的资金支持,需要资源的优化配置,这就势必要求金融体系发挥关键性作用。因此,研究中国经济转型升级的金融支持作用,是我们面临的重要课题。本文首先基于产业结构论、金融发展论等理论,并结合当前我国经济发展的现状,将经济转型升级分解为第三产业发展、高技术产业发展和城镇化建设三个维度,将金融发展理解为金融总量扩张、金融结构优化和金融效率提升三个方面,从理论上分析了中国经济转型升级的金融支持机理。其次,本文利用全国31省的面板数据,分全国、沿海、内陆三个样本,运用协整检验和误差修正模型,实证研究了金融对经济转型升级的长期影响及短期影响。结果显示：(1)金融总量的扩张有助于第三产业发展、高技术产业发展以及城镇化建设；(2)直接融资比例提升,在沿海地区能推动第三产业发展及城镇化建设,对高技术产业发展有抑制作用,在内陆地区与第三产业发展和高技术产业发展无相关性,对城镇化建设有正面作用但影响较弱；(3)中长期贷款占比提升,对第三产业发展在沿海地区具有负面影响,对高技术产业发展在内陆地区具有负面影响,对城镇化建设则在两个地区均有显著促进作用；(4)存贷比上升,在第三产业发展方面,长期和短期均产生了负面影响,在高技术产业发展方面,长期有促进作用,短期无影响,在城镇化建设方面,沿海地区长期有促进作用,内陆地区长期呈负相关。所以,总的来看,我国金融总量的扩张是经济转型升级的重要支撑,但金融结构与金融效率方面则存在一定程度的抑制和扭曲。对此,文章最后提出了相关政策建议。
[Abstract]:After more than 30 years of leaps and bounds since the reform and opening up, China's economic construction has made remarkable achievements. But at the same time, the industrial structure is unreasonable, the domestic demand and investment and consumption are out of balance, the extensive growth is not sustainable, the technical innovation ability is weak and so on. If China's economy wants to achieve sustained and stable development, it must rely on transformation and upgrading. Economic transformation and upgrading need a large amount of capital support, need to optimize the allocation of resources, which is bound to require the financial system to play a key role. Therefore, the study of China's economic transformation and upgrading of the role of financial support, we are facing an important issue. Based on the theories of industrial structure theory, financial development theory and the current situation of China's economic development, this paper decomposes the economic transformation and upgrading into three dimensions: the development of tertiary industry, the development of high-tech industry and the construction of urbanization. The financial development is understood as the expansion of the total amount of finance, the optimization of the financial structure and the improvement of the financial efficiency. The financial support mechanism of China's economic transformation and upgrading is analyzed theoretically. Secondly, using the panel data of 31 provinces in China, this paper analyzes the long-term and short-term effects of finance on economic transformation and upgrading by using cointegration test and error correction model. The results show that the expansion of the total amount of finance contributes to the development of the tertiary industry, the development of high-tech industries and the construction of urbanization. The proportion of direct financing is increased, and the development of the tertiary industry and the construction of urbanization can be promoted in the coastal areas. It has a restraining effect on the development of high-tech industry, and has no correlation with the development of tertiary industry and high-tech industry in inland areas, but has a positive effect on the construction of urbanization, but has a weaker impact on the construction of urbanization. It has a negative impact on the development of the tertiary industry in the coastal areas, a negative impact on the development of high-tech industries in the inland areas, and a significant role in promoting urbanization in both regions. Both in the long run and in the short term, there are negative effects on the development of high-tech industries. In the construction of urbanization, the coastal areas have a long-term promoting role, while the inland areas have a long-term negative correlation. Therefore, in general, the expansion of China's total financial volume is an important support for economic transformation and upgrading, but the financial structure and financial efficiency are restrained and distorted to a certain extent. Finally, the article puts forward the relevant policy recommendations.
【学位授予单位】：华东师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F124;F832

【参考文献】