西部地区金融发展对增加居民财产性收入的实证分析

发布时间：2018-06-04 01:34

本文选题：金融发展 + 财产性收入　；参考：《重庆工商大学》2014年硕士论文

【摘要】：本文意在研究西部金融发展对财产性收入增长的影响作用。在西部经济快速发展，居民收入日益增长的现实环境下，我党提出了要“创造性增加居民财产性收入”。伴随着一系列积极的引导政策，居民的财产性收入取得了快速增长，这让大家认识到财产性收入有巨大的上升潜力，将会成为居民收入的一个重要的组成部分。增加居民财产性收入不仅仅是提高居民生活水平的一个关键点，同时也关乎西部经济金融发展的大局。居民财产性收入水平有了较快提高，得益于财产性收入的“财富效应”，也将会带动经济金融产业的持续发展。本文主要从五个方面进行探讨。第一部分为绪论，主要介绍了本文的研究背景、研究意义、研究方法以及本文框架等。第二部分介绍了金融发展与财产性收入的相关定义及理论基础，并对国内外的研究现状做了简要介绍。第三部分对当前西部地区的金融发展和财产性收入现状进行分析。研究结果显示，从数量上来看，西部金融发展规模（金融相关率指标）较高；但从质量上来看，，金融发展结构并不理想，相对来说比较单一，不利于投资者进行投资，还存在配置效率较低，城乡发展不均衡等不足。西部地区居民财产性收入占总收入的比重低，但近年来增长速度快，但城乡差距较大的现象。并进一步阐明金融发展与财产性收入之间的相互作用。第四部分是本文的主体部分-实证分析，通过1997-2012年西部省级面板数据，运用面板数据单位根检验、协整检验和误差修正模型对西部地区金融发展与财产性收入增长之间的长期和短期的因果关系从实证上进行检验。实证结果显示：西部地区金融发展规模（金融相关率指标）和效率从长期来看能够促进财产性收入增长；但是，短期内西部地区金融发展规模对财产性收入增长没有明显的作用，而金融发展效率指标对财产性收入增加有反方向的作用。第五部分结合本文第三和第四部分得到的结果，就西部地区金融发展的状况应如何增加居民财产性收入提出相应的对策建议。
[Abstract]:The purpose of this paper is to study the influence of western financial development on property income growth. With the rapid development of the western economy and the increasing income of the residents, our Party puts forward the idea of "creatively increasing the property income of the residents". Along with a series of positive guiding policies, the residents' property income has achieved rapid growth, which makes us realize that the property income has a huge potential to rise, and will become an important part of the residents' income. Increasing residents' property income is not only a key point to improve residents' living standard, but also relates to the overall situation of economic and financial development in western China. The level of residents' property income has been raised rapidly, which will benefit from the "wealth effect" of property income, and will also promote the sustainable development of economic and financial industry. This article mainly carries on the discussion from five aspects. The first part is the introduction, mainly introduces the research background, research significance, research methods and the framework of this paper. The second part introduces the definition and theoretical basis of financial development and property income, and briefly introduces the current research situation at home and abroad. The third part analyzes the current financial development and property income in the western region. The results show that, in terms of quantity, the scale of financial development (financial correlation rate index) in western China is relatively high, but in terms of quality, the structure of financial development is not ideal and relatively simple, which is not conducive to investors' investment. There are also low allocation efficiency, urban and rural development imbalance and other deficiencies. The property income of residents in the western region accounts for a low proportion of total income, but in recent years the growth rate is fast, but the gap between urban and rural areas is large. And further clarify the interaction between financial development and property income. The fourth part is the main part of this paper-empirical analysis, through 1997-2012 provincial panel data, using panel data unit root test, The cointegration test and error correction model test the long-term and short-term causality between financial development and property income growth in the western region. The empirical results show that the scale of financial development (financial correlation rate index) and efficiency in the western region can promote property income growth in the long run. In the short term, the scale of financial development in the western region has no obvious effect on the increase of property income, while the index of financial development efficiency has the opposite effect on the increase of property income. The fifth part combines the results obtained in the third and fourth parts of this paper, and puts forward the corresponding countermeasures and suggestions on how to increase the residents' property income in the financial development of the western region.
【学位授予单位】：重庆工商大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7;F126.2

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