浙江省农业保险发展模式选择与比较

发布时间：2018-01-04 12:26

本文关键词：浙江省农业保险发展模式选择与比较　出处：《浙江金融》2014年05期 　论文类型：期刊论文

【摘要】：浙江省自农业保险试点以来,一直采用共保体模式,大大推动了农业保险在浙江省快速有序地发展,在应对自然灾害,恢复农业生产方面发挥了重要作用。随着农业生产快速发展,农业保险作用进一步发挥,各级政府与农户对农业保险提出了更多的需求和期许。因此进一步分析共保体模式特点,研究该模式是否符合浙江省现有农业保险市场需求十分必要。本文通过比较分析国内各省市开展农业保险的主要模式,深入剖析浙江省共保体模式开展情况,研究共保体模式的优势和劣势,并针对现阶段浙江省农业保险存在的主要矛盾,就下一步完善农业保险经营模式提出政策建议。
[Abstract]:Zhejiang Province agricultural insurance pilot since, has been using a coinsurance mode, greatly promoted the rapid and orderly development of agricultural insurance in Zhejiang Province, in response to natural disasters, has played an important role in the recovery of agricultural production. With the rapid development of agricultural production, agricultural insurance further role to play at all levels of government and farmers made more demands and expectations to the agricultural insurance. Therefore further analysis of the characteristics of coinsurance mode, the research model is in line with the existing Zhejiang Province agricultural insurance market demand is very necessary. This paper mainly through the comparison of the pattern of domestic provinces and cities the development of agricultural insurance, in-depth analysis of Zhejiang province's development mode, study the advantages and disadvantages of the model of corporate bodies, and for the main problems of agricultural insurance in Zhejiang province at the present stage, the next step is to improve the policy recommendations of agricultural insurance business model.

【作者单位】：中国保险监督管理委员会浙江监管局;
【分类号】：F842.6
【正文快照】： 一、国内开展农业保险的主要模式我国1982年恢复农业保险经营以来,各地进行了许多有益探索,目前有五种经营模式比较典型:(一)商业保险公司与政府联办共保模式这种模式主要在江苏施行。政府与保险公司合作,按照“政府推动、商业运作、节余滚存、风险共担”的原则,分按一定比例

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