广东省信贷市场与资本市场对储蓄投资转化率的影响

发布时间：2018-01-07 11:12

本文关键词：广东省信贷市场与资本市场对储蓄投资转化率的影响　出处：《暨南大学》2013年硕士论文　论文类型：学位论文

【摘要】：我国经济发展快速，这种发展是依靠要素高投入推动的，长期以来，我国的高储蓄率与高投资率给经济建设带来了充裕的资本，促使经济长时间内的快速增长。但是增长的同时隐藏的问题是，我国的储蓄投资转化率是偏低的，原因是我国金融体系尚处于初始发展阶段，金融体系存在的缺陷是资本市场的地区分割阻碍资本和储蓄的跨地区流动，使大量的储蓄滞留在投资低效率地区，导致储蓄不能有效地转化为投资，造成整个国家的储蓄投资转化率偏低。在我国，经济和金融发展呈现区域化差异，对于有良好投资机会的地区或者说资本市场发展相对比较完善的地区是否也存在着储蓄不能有效转化为投资的问题呢？本文对广东省的信贷市场和资本市场进行了考察，，分析广东省信贷市场和资本市场对该省的储蓄投资转化率的影响。选取股权分置改革后2006-2011年的相关数据进行实证分析，通过灰色关联分析得出广东省信贷市场和资本市场对储蓄投资转化率不仅有影响而且影响程度比较大，因此为了提高广东省储蓄投资转化率应该好好发挥这两个市场的作用。最后针对广东省信贷市场和资本市场目前的现状和存在的问题，为广东省提高储蓄投资转化率提出了相关政策建议。
[Abstract]:China's rapid economic development, the development is to rely on the factors of high investment driven, for a long time, China's high savings rate and high rate of investment for economic construction has brought abundant capital, to promote the rapid growth of economy in a long time. But at the same time the growth of the hidden problem is that China's savings investment conversion rate is low, the reason is that China's financial system is still in the initial stage of development, the flaws of the financial system is the capital market area segmentation hinder trans regional flow of capital and savings, so that a large number of savings to remain in areas of low efficiency, resulting in savings can not be effectively translated into investment, resulting in the national savings investment conversion rate is low.
In our country, the economic and financial development shows regional differences, for good investment opportunities in the region or capital market development in the region is relatively perfect whether there are also savings can not be effectively translated into investment problems? The paper of Guangdong province credit market and capital market were investigated. The effects of the credit market analysis in Guangdong province and the capital market in the province of the savings investment conversion rate. Selection of share data in 2006-2011 after the reform of the empirical analysis, through the gray correlation analysis obtains Guangdong province credit market and the capital market to the savings investment conversion rate not only influence but the degree of influence is relatively large, so in order to improve the efficiency of savings into investment should be in Guangdong province take advantage of the two market. Finally, according to the present situation of Guangdong Province, the credit market and the capital market and the existing problems of Guangdong Province Relevant policy suggestions are put forward to improve the conversion rate of savings and investment.

【学位授予单位】：暨南大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F832.4;F832.5;F832.22

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