中国经济增长中的金融集聚效应研究

发布时间：2018-01-19 02:07

本文关键词： 金融集聚经济增长金融集聚度区位熵正效应负效应　出处：《吉林财经大学》2013年硕士论文　论文类型：学位论文

【摘要】：近年来，随着第三产业的不断崛起，金融产业在空间上的集聚趋势不断凸显，新兴金融服务业在国民经济中的作用也越来越显著。因此，理论界开始把目光聚焦在金融发展的研究和相关理论的论证上，专门针对金融集聚效应的研究开始成为一个新的热门话题。本文即在研读前人文献的基础上，对于金融集聚与经济增长二者间相互作用的机制进行了双向检验。本文首先对经济增长与金融集聚关系研究的相关文献进行了梳理和介绍。在此基础上，指出前人文献大都是论证和分析金融集聚对经济增长的作用，，但并未考虑经济增长对金融集聚的影响，本文即以此作为拟解决的关键问题，进行分析论证。其次，本文从金融集聚对经济增长的作用和经济增长对金融集聚的影响两个方面出发，依托近年来金融指标的相关数据，对我国目前金融集聚和经济增长的现状进行了客观描述。同时简要介绍了对二者关系研究的基础理论。再次，实证研究是本文的核心内容。在这部分中，为了使分析结果更加接近一般规律，本文对东中西部地区分别作了分析，选取九个代表城市的时间序列区位熵作为区域金融集聚度指标，用地区人均GDP增长率来衡量一地经济发展水平。对变量2003-2012年十年间的原始数据进行测算，得出相应的指标数值，然后再分别对东中西部的指标数据进行脉冲响应函数分析、方差分解分析和格兰杰因果检验，验证变量间因果关系。检验结果显示：地区金融集聚的形成和发展对区域经济增长具有正向推动作用，地区经济的增长对金融集聚效应的依赖度较高。同时，地区金融集聚的形成还可以在一定程度上带动周边地区区域经济的发展。金融集聚与经济增长二者间相互作用的程度较大，且经济增长对金融集聚的作用程度稍大于金融集聚对经济增长的贡献度。最后，对经济增长中的金融集聚效应和金融集聚与经济增长间相互作用机制的实证分析结论加以总结，并基于实证结论，提出了几点政策建议。其一，在国家和地方政府层面，应减少政府寻租，培育更加开放、自由的金融市场；加大政府政策和服务支持力度，完善金融中心的软、硬件设施；合理运用政府资本和国家宏观调控手段，尽量预防和减少金融集聚的负面效应。其二，在金融机构和金融组织自身层面上，应优化组织结构，充分利用金融集聚的规模经济等正效应；注重高尖端人才的引进和培养，不断创新；加强行业自律，自觉遵守行业准则。其三，在法律层面上，应加强金融监管，促进金融立法；完善风险控制，建立健全信用评价体系。
[Abstract]:In recent years , with the rise of the third industry , the agglomeration trend of the financial industry in the space has become more and more prominent , and the role of the emerging financial services in the national economy has become more and more prominent . Therefore , the theoretical circle has begun to focus on the research of financial development and the demonstration of the relevant theories . Therefore , the research on the financial agglomeration effect has become a new hot topic . In this article , the paper studies the mechanism of the interaction between financial agglomeration and economic growth on the basis of studying the previous literature . Based on this , it is pointed out that most of the previous articles are proved and analyzed the effect of financial agglomeration on economic growth , but the influence of economic growth on financial agglomeration is not taken into account . Secondly , based on the relevant data of financial indicators in recent years , this paper gives an objective description of the present situation of financial agglomeration and economic growth in our country . At the same time , the basic theory of the research on the relationship is briefly introduced . In this part , in order to make the analysis result closer to the general rule , in order to make the analysis result closer to the general rule , this paper analyses the regional economic development level by using the regional economic development level of nine representative cities . The result shows that the formation and development of regional financial agglomeration can drive the development of regional economic growth in the region . The result shows that the formation and development of regional financial agglomeration can drive the development of regional economy in the surrounding area . At the same time , at the national and local government levels , we should reduce government rent - seeking , cultivate more open and free financial markets , strengthen government policy and service support , perfect financial center ' s soft and hardware facilities , make full use of government capital and national macro - control measures to try to prevent and reduce the negative effects of financial agglomeration . At the legal level , financial supervision should be strengthened , financial legislation should be promoted , risk control should be improved , and credit evaluation system should be established .

【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F124.1;F832.5

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