利率政策对房价影响的区域差异分析

发布时间：2018-02-14 11:06

本文关键词： 住房贷款利率房价区域差异　出处：《建筑经济》2014年04期 　论文类型：期刊论文

【摘要】：基于2000-2008年我国35个大中城市的商品住宅平均价格及其影响因素数据,建立模型,揭示统一利率对房价影响的区域差异现象,量化不同城市的房价对利率政策反应的强度和敏感度。依据政策响应差异,划分三种城市类型,提出分类设定利率下限、分层次引进金融产品和加强统计监测的区域化政策建议。
[Abstract]:Based on the data of the average price of commercial housing and its influencing factors in 35 large and medium-sized cities in China from 2000 to 2008, a model was established to reveal the regional differences in the influence of uniform interest rate on housing prices. Quantifying the intensity and sensitivity of housing price response to interest rate policy in different cities. According to the difference of policy response, three types of cities are classified, and the lower limit of interest rate is set according to the classification. The regionalization policy suggestion of introducing financial products and strengthening statistical monitoring.
【作者单位】：北京大学城市与环境学院;复旦大学经济学院;
【基金】：国家基础科学人才培养基金(J1103406)
【分类号】：F293.3;F832.1

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