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浦发银行呼和浩特分行中小企业信贷研究

发布时间:2018-03-11 09:28

  本文选题:浦发银行 切入点:中小企业 出处:《内蒙古大学》2013年硕士论文 论文类型:学位论文


【摘要】:在我国,活跃着众多的中小企业,它们随着我国经济的发展发挥着越来越关键的作用,根据测算,全国大概有65%的发明专利、80%以上的新产品开发以及约75%以上的技术创新是由中小企业创造的,因此中小企业的生存与发展也越来越受到全社会的关注与重视,这其中中小企业融资状况更是备受关注。因此本文主要是通过对浦发银行呼和浩特分行中小企业融资状况的研究,提出现有模式的不足,同时通过借鉴国内外的优秀理论,提出针对浦发银行呼和浩特分行中小企业融资情况中存在问题的解决方案。希望通过我的研究能为浦发银行呼和浩特分行更好的发展中小企业业务提供一定的参考依据。 本文按照以下的结构进行阐述。首先是引言部分,主要涵盖了选题背景和选题意义、国内外研究概况、研究的目的、研究的方法和研究的思路以及文章的整体架构;其次是阐述浦发银行呼和浩特分行中小企业目前的融资状况,主要介绍浦发银行呼和浩特分行现有的融资情况;接着是分析浦发银行呼和浩特分行中小企业融资情况存在的问题及产生原因,为下一步提出解决策略提供分析基础;再接着是提出浦发银行呼和浩特分行完善中小企业融资模式的几点对策,即对于现有融资现状分析发现的问题,提出有针对性的解决对策;最后是结论部分。
[Abstract]:In China, a large number of small and medium-sized enterprises are active, they are playing a more and more critical role with the development of our country's economy, according to the calculation, More than 80% of new product development and more than 75% technological innovations are created by small and medium-sized enterprises in China. Therefore, the survival and development of small and medium-sized enterprises are paid more and more attention to by the whole society. Therefore, this paper mainly through the research on the financing situation of small and medium-sized enterprises in Hohhot Branch of Shanghai Development Bank, puts forward the deficiency of the existing model, and at the same time, by drawing lessons from the excellent theories at home and abroad, This paper puts forward a solution to the problems existing in the financing of small and medium-sized enterprises in Hohhot Branch of Shanghai Development Bank, and hopes that my research can provide a certain reference basis for the better development of SME business in Hohhot Branch of Shanghai Development Bank. This paper is described according to the following structure. Firstly, it is the introduction part, which mainly covers the background and significance of the selected topic, the domestic and foreign research situation, the purpose of the research, the research method and the train of thought, as well as the whole structure of the article. Secondly, it describes the current financing situation of the small and medium-sized enterprises in Hohhot Branch, mainly introduces the existing financing situation of Huhehaote Branch of Pudong Development Bank. Then it analyzes the existing problems and causes of the financing of small and medium-sized enterprises in Hohhot Branch of Pudong Development Bank, and provides the analysis basis for the next step to put forward the solution strategy. Then it puts forward some countermeasures to perfect the financing mode of small and medium-sized enterprises in Huhehaote Branch of Pudong Development Bank, that is, to solve the problems found by the analysis of the present financing situation, and finally to put forward some countermeasures; finally, it is the conclusion part.
【学位授予单位】:内蒙古大学
【学位级别】:硕士
【学位授予年份】:2013
【分类号】:F832.33;F832.4;F276.3

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