中国农村社会养老保险长效机制研究

发布时间：2018-03-19 10:47

本文选题：农村　切入点：长效机制　出处：《电子科技大学》2013年硕士论文　论文类型：学位论文

【摘要】：“老有所终，壮有所用，幼有所长，鳏寡孤独废疾者皆有所养”是中华民族的社会理想，要实现这一社会理想，离不开政府的支持。农村社会养老保险制度是一项重大的民生工程，关系着亿万农民“老有所养”的问题；农村社会养老保险也是一项非常复杂的社会系统工程，有着长期性、艰巨性和高度敏感性的特点。中国老龄化速度世界第一，有未富先老，持续时间长的特点，因此建立和完善农村社会养老保险长效机制，对保障农村老年人生活具有非常重要意义。农村社会养老保险长效机制的缺乏和不完善，使得农村养老保险发展历程一波三折，这在一定程度上影响了农民对农村社会养老保险的信心。中国农村仍然以家庭养老为主，但是经济的发展以及生活水平的不断提高却使得家庭养老功能不断弱化。养老需求的持续增加与家庭养老功能的不断弱化之间形成了不可调和的矛盾。本文在立足于现实和查阅了相关资料后，运用文献法、比较分析法等进行研究，对完善农村社会养老保险长效机制提出了一些建议，以期对农村社会养老保险的发展起到一定的推动作用。本文围绕农村社会养老保险长效机制这一主题，分五个章节进行探讨。第一章主要阐述本文研究背景，理论基础以及完善农村社会养老保险的必要性；相关概念界定和对国内外农村社会养老保险研究进行文献综述。通过查阅相关资料，进行梳理后，本文认为农村社会养老保险长效机制的缺乏和不完善是制约农村社会养老保险发展的一个重要因素。第二章主要讲农村社会养老保险长效机制的问题分析。从农村社会养老保险的发展历程可以看出其发展缺乏长效性，主要原因在于长效机制的缺乏和不完善，主要表现在协调机制、激励机制、基金筹集机制和法律机制四个方面。第三章主要讲德国、法国和日本农村社会养老保险的长效发展，，总结其可持续发展的原因，为中国完善农村社会养老保险长效机制提供经验借鉴。第四章农村社会养老保险不能长期有效的发展，主要原因是管理不完善。本文从管理学角度出发，分别从协调机制、激励机制、基金筹集机制和法律机制四个方面提出一些完善农村社会养老保险长效机制的建议，推动其长期有效发展。第五章主要是对本文的一个结论。
[Abstract]:It is the social ideal of the Chinese nation to have an old man, a strong man to use, a child to have a strong point, a widower and a lonely sick person to have a raise "." it is the social ideal of the Chinese nation to realize this social ideal. The rural social old-age insurance system is a major livelihood project, which is related to the issue of "a sense of security" for hundreds of millions of farmers. Rural social old-age insurance is also a very complex social system project with a long-term nature. China's aging speed is the first in the world, with the characteristics of aging before becoming rich and lasting for a long time. Therefore, the long-term mechanism of rural social endowment insurance has been established and perfected. It is of great significance to ensure the life of the elderly in rural areas. The lack and imperfection of long-term mechanism of rural social old-age insurance makes the development of rural old-age insurance twists and turns, which to some extent affects farmers' confidence in rural social old-age insurance. However, with the development of economy and the improvement of living standard, the function of family providing for the aged has been weakened, and the continuous increase of the demand for the aged and the weakening of the function of the family for the aged have formed an irreconcilable contradiction. Based on reality and access to relevant information, By using the method of literature and comparative analysis, this paper puts forward some suggestions on how to perfect the long-term mechanism of rural social old-age insurance, in order to promote the development of rural social old-age insurance. This article revolves around the rural social endowment insurance long-term effect mechanism this one theme, divides into five chapters carries on the discussion. The first chapter mainly describes the research background, theoretical basis and the necessity of perfecting rural social old-age insurance; the definition of relevant concepts and literature review of the research on rural social old-age insurance at home and abroad. After combing, this paper thinks that the lack and imperfection of the long-term mechanism of rural social old-age insurance is an important factor restricting the development of rural social old-age insurance. The second chapter focuses on the analysis of the long-term mechanism of rural social old-age insurance. From the development process of rural social old-age insurance, we can see that the development of rural social old-age insurance is lack of long-term effect, the main reason is the lack and imperfection of long-term mechanism. It is mainly manifested in four aspects: coordination mechanism, incentive mechanism, fund raising mechanism and legal mechanism. The third chapter mainly discusses the long-term development of rural social old-age insurance in Germany, France and Japan, summarizes the reasons for its sustainable development, and provides experience for China to improve the long-term mechanism of rural social old-age insurance. Chapter 4th rural social endowment insurance can not develop effectively for a long time, the main reason is that the management is not perfect. From the angle of management, this article starts from the coordination mechanism, the incentive mechanism, Four aspects of fund raising mechanism and legal mechanism are put forward to improve the long-term mechanism of rural social old-age insurance to promote its long-term and effective development. Chapter 5th is a conclusion of this paper.
【学位授予单位】：电子科技大学
【学位级别】：硕士
【学位授予年份】：2013
【分类号】：F842.6

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